Homeowner headaches: Protecting your basement from water damage

Melting snow, rain showers, and warmer weather, oh my! The signs of spring are a welcome sight...until all that extra water winds up in your basement. 

Basements are especially prone to water damage and it's estimated that 98% of basements in the U.S. will suffer from some type of water damage during their lifetime. If it happens to your home or commercial building, you could face large repair costs or a decline in indoor air quality associated with mold and mildew. 

What can you do to protect your home and keep your basement dry?

The first step is to understand the difference between flooding and water back up. Then, make sure you know what's covered under your insurance policy.

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Climb with care and step up to safe ladder practices

If you own a home, chances are you own a ladder. Since they're such common tools, it's easy to forget just how dangerous they can be. According to the American Academy of Orthopedic Surgeons, 97 percent of ladder falls occur at home or on farms. Falls from a household ladder can easily cause sprains, broken bones, or worse. 

Always remember to think before you climb. 

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Don't lose sight of your eye safety practices

"Our eyes are our windows to the world." It's a common, yet incredibly true phrase that we are all familiar with. Our eyes are remarkable and wonderful organs in our bodies. Through them, we experience and interpret the events around us, earn our livings, pursue leisure activities, and enrich our lives. 

Imagine though that in one split second on the job, all of that is taken away. 

If you're exposed to eye hazards on the job, such as tools, flying objects, chemicals, and radiation, you're at risk of injury. In fact, 700,000 Americans will injure their eyes at work each year and that adds up to an estimated $300 million loss in production time, medical expenses, and claims. The good news is that 90 percent of all injuries are preventable with proper eyewear and education. 

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SECURA marks 119 years of excellence

In New York City, work began on the locale’s first section of subway. In Paris, the first Olympic games that allowed women to compete took place. And, in Seymour, Wis., Julius Bubolz formed the Farmers Home Mutual Hail, Tornado & Cyclone Insurance Company.

The year was 1900, and it brought with it these exciting achievements. Why is Bubolz’s accomplishment so exciting? That insurance company became one we know well — SECURA Insurance. This Friday, March 1, our company celebrates its 119th anniversary.

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Preventing and limiting the damage from ice dams

Sure, the icicles hanging on the eaves of your house make for a picturesque, Instagram-worthy scene, but did you know they can spell big problems for your home? With the significant amount of snow many states received this winter, the same conditions that cause those pretty icicles to form can also lead to ice dams. 

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