Reduce Work Comp costs with a proactive approach to treating injuries
When injuries happen on the job, they can turn into expensive claims, ultimately driving an employer's Work Comp insurance premiums higher. There are, however, ways to keep costs in check. The key is taking action before non-emergency work injuries become insurance claims.Read More →
Understanding the Michigan No-Fault Auto Reform
Michigan is known for many things - its beautiful lakes, rich sports history, and pioneering the automobile industry among many things. They're also known for being one of the 12 states in the U.S. that have no-fault auto insurance in place.Read More →
Avoid sprains, pains, and strains in the garden
Gardening isn't necessarily a "gentle" hobby. You can burn more than 500 calories an hour doing yard work like digging dirt and moving rocks. Even mowing the lawn can burn more than 300 calories an hour, assuming it's not a riding lawnmower. And while all that activity can be great for improving your overall fitness, it also can lead to some serious muscle strain.Read More →
Reopening a business after a pandemic
As safer at home guidelines begin to lift in some U.S. states, it's a welcomed sigh of relief for many. While you may be excited to return to business as usual, it's important to remember that it won't be "business as usual" right away.Read More →
Take time to pause: 7 self-care tips
In this current world we live in, we are all trying to adjust the best that we can to our new sense of normal. However, social distancing, suddenly becoming the teacher in your household, and the worry and unease for the future – can all make it a little overwhelming at times.Read More →
You never know when you might get in an auto accident — or who the other driver will be. According to the Insurance Research Council, one in seven drivers doesn’t carry auto insurance. If your car is hit by one of those drivers, it could mean substantial costs to you.
That’s where uninsured motorists and underinsured motorists coverage come in. They often are built right into your auto policy, although the coverage requirements vary by state.
As safer at home guidelines begin to lift in some U.S. states, it's a welcomed sigh of relief for many. While you may be excited to return to business as usual, it's important to remember that it won't be "business as usual" right away.
Umbrella coverage is aptly named — it gives you added coverage on top of your personal insurance (like homeowners, auto, watercraft, or motorcycle). But how does it relate to you and your current insurance policy? Here's a basic overview to help you understand the coverage.
This year our company celebrates 120 years of serving policyholders. What started in Julius Bubolz’s farmhouse has grown to become a property and casualty insurance company with coverages for businesses, homes, autos, farms, agribusinesses, nonprofits, and special events in 12 states.
The time to prepare for sickness is before germs hit your team. Illnesses can happen anytime, but flu season generally peaks between December and February, although it can stretch from October through May. Consider how you canprevent an outbreak and how you can respond quickly to limit the impact and costs to your business.