Retail insurance
Get protection from unexpected events and focus on what you do best — serving your customers and growing the business.
Your retail business is your livelihood, but it also comes with its fair share of risks.
Retail and wholesale businesses face a variety of challenges, including theft and security threats. Retailers are also vulnerable to liability claims, such as slip-and-fall accidents, product liability claims, and employee-related claims, which can result in costly lawsuits and reputational damage. Retailers and wholesalers need to have the right insurance coverage to protect their business from these risks.
What insurance do retailers need?
Having the right retail insurance will help minimize risks, and provide proper coverages for for potential claims, lawsuits, and medical expenses.
Commercial Auto
Auto coverage shields your business against expenses from injuries and damages involving your business-owned vehicles.
Commercial Property
This covers your building and your business’s personal property, such as computers and furniture, with additional coverage options for machinery, stock, and operating expenses in the event of a loss.
Cyber Security
Cyber Security insurance covers expenses related to lost or compromised data, payment fraud, data restoration expenses, and more.
Employment Practices Liability Insurance (EPLI)
EPLI provides defense and compensation for employee-related lawsuits ranging from sexual harassment, discrimination, and other questionable employment practices.
General Liability
General Liability helps protect businesses from claims caused by bodily injury, property damage, or personal and advertising injury. These risks can happen to any business, small or large.
Errors and Omissions
E&O provides protection if a claim is brought against your business for mistakes, errors, or faulty workmanship.
Inland Marine
Inland Marine insurance offers protection for your transportable property. Inland Marine insurance can cover a wide range of specialized property that moves or is transported across land.
Workers’ Compensation
Workers’ Compensation provides the coverage and resources you need to help get your employees healthy and back to work after they sustain a work-related injury.
SECURA works with many types of retailers, providing customized insurance solutions for businesses of all sizes.
Don’t see your industry listed? Have a conversation with your local agent to learn more about how SECURA Insurance is right for your business.
- Seed merchants
- Used auto dealerships
- Wholesalers
Policyholder benefits that work
Risk management services
Our policyholders have unlimited access to a wealth of safety talks, safety programs, on-demand videos, and other loss prevention resources. Our risk management team provides on-site consultations to help identify safety improvements and provide customized loss prevention guidance.
Exceptional claims experience
Our dedicated claims team is empathetic and strives to listen and answer any questions to ensure a full understanding of our process. When you notify us of a loss, we’ll call you within 24 hours, follow up regularly, and work with you until your claim is resolved.
Independent local agents
SECURA works with licensed independent agents in your community who help you find the right insurance solutions for your company. As your company grows, our independent agent partners can help you understand how your company’s insurance needs may change.
Why SECURA?
Since 1900, we’ve been known for our genuine people and exceptional service. By working with an experienced insurance provider who understands the risks and needs of your businesses, you can ensure you have the right coverage to protect your investment and keep your business running smoothly. In partnership with our independent agents, we can provide a custom insurance policy perfect for your unique needs.
SECURA operates in 13 states with a variety of business insurance solutions, and we are proud to support the communities that have welcomed us for more than a century.
SECURA operates in 13 states with a variety of business insurance solutions, and we are proud to support the communities that have welcomed us for more than a century.