Big or small, event insurance can help you focus on making sure everything goes smoothly.
SECURA offers protection from set-up to tear-down. Depending on your special event, insurance needs will vary, but your independent agent will work directly with you to determine what options are best for you.
What insurance coverages do special events need?
Short-term General Liability
Premises and Operations Liability
Products and Completed Operations Liability
Property Damage Liability
Personal and Advertising Injury Liability
Special Event Auto
SECURA works with many types of events, providing customized insurance solutions for businesses of all sizes.
Don’t see your event type listed? Have a conversation with your local agent to learn more about SECURA’S special event coverages.
Policyholder benefits that work
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Common questions about event insurance
What is special event award coverage?
Special event award coverage pays the winning prize amount for large cash contests, such as a hole-in-one golf contest. This coverage can be purchased for a fraction of the total prize, and if someone wins, the coverage pays the full prize amount to the winner(s).
How far in advance should I purchase event insurance?
It’s recommended to purchase event insurance as soon as possible, ideally at the beginning of the planning process. Some insurers may require a minimum notice period before the event date.
What factors determine the cost of event insurance?
Factors such as the event type, number of attendees, coverage limits, location, previous claims history, and additional coverage options can influence the cost of event insurance.
Is alcohol liability covered by event insurance?
Many event insurance policies offer liquor liability coverage, which helps protect against claims arising from alcohol-related incidents or accidents during the event. If your event will be supplying alcohol, make sure to discuss with your insurance agent to ensure you have the proper coverage. Note: SECURA’s Liquor Liability coverage is not available in all states.
Can I add additional insured parties to my event insurance policy?
Yes, event insurance policies often allow for the addition of additional insured parties, such as the event venue, sponsors, or vendors. This provides them with coverage under your policy for liability claims related to the event.
SECURA operates in 13 states with a variety of business insurance solutions, and we are proud to support the communities that have welcomed us for more than a century.