Professional services insurance

Be confident in both the knowledge and services you provide, and know you’re protected from the risk exposures that come from your line of work.

Three photos showing different professional services. The first one is someone working on a laptop, the second is someone giving a presentation and the last one a man and woman are shaking hands over paperwork.

Professionals who provide expert services to their clients also expose themselves to risks.

The professional services industry encompasses a wide range of occupations, including arborists, child care providers, cleaners, and many others.

One of the most significant risks that professional service providers face is liability claims. If a client believes they have suffered harm as a result of the advice or services provided by a professional, they may file a lawsuit seeking compensation for damages. In addition to liability claims, professional service providers are vulnerable to reputational harm and financial loss. To protect yourself from these risks, you need to have the right insurance.

What insurance do professional services need?

Having the right professional services insurance for will help minimize risks, and provide proper coverages for lawsuits and hospital expenses.

Commercial Auto

Auto coverage shields your business against expenses from injuries and damages involving your business-owned vehicles.

Commercial Property

This covers your building and your business’s personal property, such as computers and furniture, with additional coverage options for machinery, stock, and operating expenses in the event of a loss.

Cyber Security

Cyber Security insurance covers expenses related to lost or compromised data, payment fraud, data restoration expenses, and more.

Employment Practices Liability Insurance (EPLI)

EPLI provides defense and compensation for employee-related lawsuits ranging from sexual harassment, discrimination, and other questionable employment practices.

Errors and Omissions

E&O provides protection if a claim is brought against your business for mistakes, errors, or faulty workmanship.

General Liability

General Liaiblity helps protect businesses from claims caused by bodily injury, property damage, or personal and advertising injury. These risks can happen to any business, small or large.

Inland Marine

Inland Marine insurance offers protection for your transportable property. Inland Marine insurance can cover a wide range of specialized property that moves or is transported across land.

Workers’ Compensation

Workers’ Compensation provides the coverage and resources you need to help get your employees healthy and back to work after they sustain a work-related injury.

SECURA works with many types of professional services, providing customized insurance solutions for businesses of all sizes.

Don’t see your industry listed? View our coverages for contractors, or have a conversation with your local agent to learn more about how SECURA Insurance is right for your business.

  • Alarm installation
  • Amusement rentals
  • Arborists
  • Beauty salons and barber shops
  • Business associations
  • Commercial daycares
  • Dry cleaner/launderers
  • Detective and private investigators
  • Driving schools
  • Funeral homes
  • Golf courses
  • Home companion care facilities
  • House cleaning services
  • Janitorial services
  • Landscaping services
  • Fire suppression services
  • Personal trainers/fitness instructor
  • Pest control contractors
  • Pet groomers
  • Pet walkers, sitters, and trainers
  • Printers
  • Spas
  • Tattoos and body piercing services
  • Tutoring centers

Policyholder benefits that work

Risk management services

Our policyholders have unlimited access to a wealth of safety talks, safety programs, on-demand videos, and other loss prevention resources. Our risk management team provides on-site consultations to help identify safety improvements and provide customized loss prevention guidance.

Exceptional claims experience

Our dedicated claims team is empathetic and strives to listen and answer any questions to ensure a full understanding of our process. When you notify us of a loss, we’ll call you within eight business hours, follow up regularly, and work with you until your claim is resolved.

Independent local agents

SECURA works with licensed independent agents in your community who help you find the right insurance solutions for your company. As your company grows, our independent agent partners can help you understand how your company’s insurance needs may change.


Since 1900, we’ve been known for our genuine people and exceptional service. By working with an experienced insurance provider who understands the risks and needs of your businesses, you can ensure you have the right coverage to protect your investment and keep your business running smoothly. In partnership with our independent agents, we can provide a custom insurance policy perfect for your unique needs.

SECURA operates in 13 states with a variety of business insurance solutions, and we are proud to support the communities that have welcomed us for more than a century.

Coverages may not be available in all states. Coverages described are subject to all the terms and conditions of the policy, including deductibles, exclusions, and limits of liability. Not all agents are authorized to write all types of insurance. Policies may be underwritten by SECURA Insurance Company or SECURA Supreme Insurance Company, affiliated companies referred to collectively as SECURA Insurance Companies. Please read the policy carefully. Any claim example is for educational and informational purposes only. The information in this document will not be used to determine the coverage of an actual claim presented. All claims are adjusted based on the relevant facts, conditions and coverages at the time of loss. For specific terms and conditions, please refer to your coverage form. Coverage is also subject to applicable deductibles and limits of coverage.

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