Professional services insurance
Be confident in both the knowledge and services you provide, and know you’re protected from the risk exposures that come from your line of work.
Professionals who provide expert services to their clients also expose themselves to risks.
The professional services industry encompasses a wide range of occupations, including arborists, child care providers, cleaners, and many others.
One of the most significant risks that professional service providers face is liability claims. If a client believes they have suffered harm as a result of the advice or services provided by a professional, they may file a lawsuit seeking compensation for damages. In addition to liability claims, professional service providers are vulnerable to reputational harm and financial loss. To protect yourself from these risks, you need to have the right insurance.
One of the most significant risks that professional service providers face is liability claims. If a client believes they have suffered harm as a result of the advice or services provided by a professional, they may file a lawsuit seeking compensation for damages. In addition to liability claims, professional service providers are vulnerable to reputational harm and financial loss. To protect yourself from these risks, you need to have the right insurance.
What insurance do professional services need?
Having the right professional services insurance for will help minimize risks, and provide proper coverages for lawsuits and hospital expenses.
Commercial Auto
Auto coverage shields your business against expenses from injuries and damages involving your business-owned vehicles.
Commercial Property
This covers your building and your business’s personal property, such as computers and furniture, with additional coverage options for machinery, stock, and operating expenses in the event of a loss.
Cyber Security
Cyber Security insurance covers expenses related to lost or compromised data, payment fraud, data restoration expenses, and more.
Employment Practices Liability Insurance (EPLI)
EPLI provides defense and compensation for employee-related lawsuits ranging from sexual harassment, discrimination, and other questionable employment practices.
Errors and Omissions
E&O provides protection if a claim is brought against your business for mistakes, errors, or faulty workmanship.
General Liability
General Liaiblity helps protect businesses from claims caused by bodily injury, property damage, or personal and advertising injury. These risks can happen to any business, small or large.
Inland Marine
Inland Marine insurance offers protection for your transportable property. Inland Marine insurance can cover a wide range of specialized property that moves or is transported across land.
Workers’ Compensation
Workers’ Compensation provides the coverage and resources you need to help get your employees healthy and back to work after they sustain a work-related injury.
SECURA works with many types of professional services, providing customized insurance solutions for businesses of all sizes.
Don’t see your industry listed? View our coverages for contractors, or have a conversation with your local agent to learn more about how SECURA Insurance is right for your business.
- Alarm installation
- Amusement rentals
- Arborists
- Beauty salons and barber shops
- Business associations
- Commercial daycares
- Dry cleaner/launderers
- Detective and private investigators
- Driving schools
- Personal trainers/fitness instructor
- Pest control contractors
- Pet groomers
- Pet walkers, sitters, and trainers
- Printers
- Spas
- Tattoos and body piercing services
- Tutoring centers
Policyholder benefits that work
Risk management services
Our policyholders have unlimited access to a wealth of safety talks, safety programs, on-demand videos, and other loss prevention resources. Our risk management team provides on-site consultations to help identify safety improvements and provide customized loss prevention guidance.
Exceptional claims experience
Our dedicated claims team is empathetic and strives to listen and answer any questions to ensure a full understanding of our process. When you notify us of a loss, we’ll call you within eight business hours, follow up regularly, and work with you until your claim is resolved.
Independent local agents
SECURA works with licensed independent agents in your community who help you find the right insurance solutions for your company. As your company grows, our independent agent partners can help you understand how your company’s insurance needs may change.
Why SECURA?
Since 1900, we’ve been known for our genuine people and exceptional service. By working with an experienced insurance provider who understands the risks and needs of your businesses, you can ensure you have the right coverage to protect your investment and keep your business running smoothly. In partnership with our independent agents, we can provide a custom insurance policy perfect for your unique needs.
SECURA operates in 13 states with a variety of business insurance solutions, and we are proud to support the communities that have welcomed us for more than a century.
SECURA operates in 13 states with a variety of business insurance solutions, and we are proud to support the communities that have welcomed us for more than a century.