Pest control businesses face unique risks that other businesses may not.
That’s why it’s important to have the right insurance protecting your business from multiple angles, just like you protect your clients from unwanted pests.
By working with an experienced insurance provider who understands the risks and needs of pest control businesses, you can ensure you have the right coverages in place to protect your investment and keep your business running smoothly.
While inspecting a customer’s home for mice, an employee loses their balance in the attic and breaks through the ceiling drywall. General Liability insurance covers the cost of replacing the damaged property.
While driving to a customer’s location, your employee is involved in an auto accident, where both the business vehicle and the other party’s vehicle are damaged. Commercial Auto insurance can help cover the vehicle repair and medical expenses.
During a severe thunderstorm, a tree fell onto your building, broke through a window and caused damage inside and out. Property insurance covers the expense to repair and replace the damaged business property.
During a visit to a new client’s property for a carpenter ant infestation, a service technician deploys the wrong pesticide. A week later the client calls saying that much of their landscaping plants have died. The client files a claim against your business citing your negligence resulted in increased expenses to replace their landscaping. Exterminator Liability could protect you from legal costs and other expenses related to the claim.
An employee’s work laptop containing private client information was stolen from your company. You are obligated to tell clients their information may be compromised. Consequently, customers file a claim for the losses caused by their neglect.
Cyber Security insurance will cover legal costs, notification expenses, civil damages, computer forensics, data restoration, reputational damage, cyber extortion threats, investigator or negotiator costs, and any ransom payment made to eliminate the threat.
While on a wasp removal job, an employee tears their protective suit and is injured by stinging insects. They require medical attention and three days off of work to recover. Workers’ Compensation will pay for the medical care of your employee, as well as lost wages for the employee while they are unable to work during their recovery.
Benefits that work
SECURA operates in 13 states with a variety of business insurance solutions, and we are proud to support the communities that have welcomed us for more than a century.