Trade-specific insurance for
businesses and nonprofits
Our expert independent agents help guide your business insurance decisions so you can focus your time where it counts most – on your business.
No matter what industry you’re in, your company faces risks every day.
Regardless of your industry, having the right business insurance helps protect your company reduce specific risks to your business operations, and protect you from unexpected financial setbacks.
Insurance for businesses and nonprofits
SECURA works with many industries to provide customized trade-specific business insurance solutions.
Don’t see your industry listed? Have a conversation with your local independent insurance agent to learn more about SECURA’s business insurance options.
Policyholder benefits that work
Common questions about business insurance
What is business insurance?
Business insurance protects your company from unexpected financial losses. Whether it’s slip and fall injuries, work vehicle accidents, or property and equipment damage, business insurance helps prepare you for unexpected financial setbacks.
Why do I need business insurance?
Business insurance helps businesses prepare for and mitigate risks, as well as provide financial backing to help recover faster after an unexpected event.
What is the difference between ‘defense costs inside limits’ or ‘outside the limits’?
Defense costs inside the limit simply means that defense costs are deducted from the total policy limit, resulting in less coverage available for any settlement payout.
Defense costs outside the limit means your defense costs are covered outside the policy limits, leaving your policy limit intact for covering any settlement payout.
It’s important to discuss the differences and availability of each type with your independent insurance agent.
SECURA operates in 13 states with a variety of business insurance solutions, and we are proud to support the communities that have welcomed us for more than a century.