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Farm Liability insurance

Helping protect farms big and small, by giving you peace of mind knowing that you’re covered in case of any unexpected situations.

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Farm Liability insurance helps mitigate the financial risk that comes with owning and operating your farm

Your farm faces legal risks every day, including claims from those you interact with on a daily basis. Whether visitors are physically injured while on your farm, using equipment on the road, or their property is damaged, there are a wide range of reasons you might face legal troubles.

Farm Liability insurance works to protect your farm from the expenses related to claims of personal and advertising injury, damage to other’s property, or even libel/slander, and other claims.

SECURA’s Farm Liability insurance coverage can be tailored with several options to fit your specific needs, so you can breathe easy when facing unexpected legal matters.

Features of Farm Liability insurance

SECURA’s Farm Liability coverage protects your farm from a wide range risks both large and small that could disrupt your farming operation.

Farmers’ Personal Liability

Farmers’ Personal Liability protects you if you are found to be legally liable for bodily injury or property damage. It also guards against short-term farming pollution events occurring on or off your farm. Medical Payment coverage is provided whether you’re liable or not, and you’re protected from personal and advertising injury if ever accused of copyright, libel, or slander claims.

Medical Payments

Injuries to visitors and guests are troubling enough without disputes over who pays the medical bills. We’ll help reduce your concerns by paying these bills, even if you’re not legally liable.

Personal and Advertising Injury

We’ll cover the costs to resolve the issue in case you are accused of libel, slander, infringing on someone else’s copyright in your advertising, or other similar offenses.

Policyholder benefits that work

Risk management services

Our policyholders have unlimited access to a wealth of safety talks, safety programs, on-demand videos, and other loss prevention resources. Our risk management team provides on-site consultations to help identify safety improvements and provide customized loss prevention guidance.

Exceptional claims experience

Our dedicated claims team is empathetic and strives to listen and answer any questions to ensure a full understanding of our process. When you notify us of a loss, we’ll call you within 24 hours, follow up regularly, and work with you until your claim is resolved.

Independent local agents

SECURA works with licensed independent agents in your community who help you find the right insurance solutions for your farm. As your farm grows, our independent agent partners can help you understand how your insurance needs may change.

Why SECURA?

Since 1900, we’ve been known for our genuine people and exceptional service. By working with an experienced insurance provider who understands the risks and needs of your farming operations, you can ensure you have the right coverage to protect your investment and keep your farm running smoothly. In partnership with our independent agents, we can provide a custom insurance policy perfect for your unique needs.

SECURA offers farm coverages in eight states, and we are proud to support the communities that have welcomed us for more than a century.

Coverages may not be available in all states. Coverages described are subject to all the terms and conditions of the policy, including deductibles, exclusions, and limits of liability. Not all agents are authorized to write all types of insurance. Policies may be underwritten by SECURA Insurance Company or SECURA Supreme Insurance Company, affiliated companies referred to collectively as SECURA Insurance Companies. Please read the policy carefully. Any claim example is for educational and informational purposes only. The information in this document will not be used to determine the coverage of an actual claim presented. All claims are adjusted based on the relevant facts, conditions and coverages at the time of loss. For specific terms and conditions, please refer to your coverage form. Coverage is also subject to applicable deductibles and limits of coverage.

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