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Farm insurance

Helping farmers weather any storms that come their way, ensuring your farm continues to thrive for generations to come.

collage photo depicting various farming operations such as cranberry farms, dairy farms, and grain farms that could be insured with SECURA Insurance

Your farm. Your way of life. With genuine farm insurance experts at your side.

Your farm faces risks from sun-up to sun-down, and not having the right insurance to protect you, your family, farm, and workers can leave you dealing with expenses, injuries, and claims you’re not prepared to resolve on your own.

Farm insurance works to protect your livelihood, providing financial protection to repair, replace, and provide lost wages to you or your employees if they cannot work due to a work-related injury.

SECURA’s farm insurance combines your farm business and personal home and auto insurance, along with additional coverages to tailor your insurance to your specific farm and personal needs. Our history of protecting farms is deeply rooted in everything we do and our people understand the needs of large farms, small farms, and everything in-between.

Our farm insurance coverages

Insurance is an invaluable asset for farms of all sizes, as it helps to protect against potential risks and financial losses that could otherwise have a devastating impact on your operations.

Farm Property

The right farm insurance works to protect not only your farm property, equipment, and operations, but also your personal home, property, auto, and personal liabilities – one policy has multiple protections, so you can focus on the day’s work.

Farm Liability

Farm Liability insurance works to protect your farm from the expenses related to claims of personal and advertising injury, damage to other’s property, or even libel/slander, and other claims.

Farm Auto

From cattle trailers and grain trucks to pickup trucks and your family vehicle, our Farm Auto insurance works to keep you moving in the field and on the road.

Farm Workers’ Compensation

Whether it’s injury from livestock, equipment mishaps, or any number of farm accidents that can happen on a daily basis, Workers’ Compensation helps get your workers back on their feet.

Farm Umbrella

SECURA’s Farm Umbrella insurance provides an additional layer of liability coverage and defense if your standard liability coverage limits have been reached.

Additional farm coverages

SECURA also provides several optional farm coverages to tailor our farm insurance coverages to your needs.

Policyholder benefits that work

Risk management services

Our policyholders have unlimited access to a wealth of safety talks, safety programs, on-demand videos, and other loss prevention resources. Our risk management team provides on-site consultations to help identify safety improvements and provide customized loss prevention guidance.

Exceptional claims experience

Our dedicated claims team is empathetic and strives to listen and answer any questions to ensure a full understanding of our process. When you notify us of a loss, we’ll call you within 24 hours, follow up regularly, and work with you until your claim is resolved.

Independent local agents

SECURA works with licensed independent agents in your community who help you find the right insurance solutions for your farm. As your farm grows, our independent agent partners can help you understand how your insurance needs may change.

No two farms are alike, with each requiring customized coverages to protect their operations on a daily basis.

SECURA provides trade-specific, customized farm insurance to match your way of life. Don’t see your farm listed? Have a conversation with your local agent to learn more about how SECURA Insurance is right for your farming operations.

Commonly asked questions about farm insurance

What is farm insurance?

Farm insurance is a customized insurance policy focused on protecting both your personal and farm business assets. It can include coverage for equipment, livestock, farm buildings, your home, as well as farm and personal vehicles.

What does farm insurance cover?

A farm insurance policy typically protects your farm personal property and farm structures, your home and its contents, and other personal-use buildings. It also provides liability protection. SECURA offers many options to customize your specific policy to your farm operation.

What might not be covered on my farm insurance policy?

While there is no simple answer to this question, SECURA relies on the expertise and experience of our independent agent partners to counsel new and existing policyholders to tailor the right coverages for each farm. All policies are unique, and there isn’t a blanket, one-policy-for-all insurance solution. It is important for you to read your policy to determine what is and is not covered, along with guidance from your insurance agent to identify any potential coverage gaps and identify possible solutions.

Helpful articles

Employees using electric tools must be aware of several dangers. Among the most serious hazards are electrical burns and shocks.
Portable abrasive grinding, cutting, polishing, and wire buffing wheels create special safety problems because they may throw off flying fragments.
Hand tools are manually powered tools, and include anything from axes to wrenches. The greatest hazards posed by hand tools result from misuse and improper maintenance.

Why SECURA?

Since 1900, we’ve been known for our genuine people and exceptional service. By working with an experienced insurance provider who understands the risks and needs of your farming operations, you can ensure you have the right coverage to protect your investment and keep your farm running smoothly. In partnership with our independent agents, we can provide a custom insurance policy perfect for your unique needs.

SECURA offers farm coverages in eight states, and we are proud to support the communities that have welcomed us for more than a century.

Coverages may not be available in all states. Coverages described are subject to all the terms and conditions of the policy, including deductibles, exclusions, and limits of liability. Not all agents are authorized to write all types of insurance. Policies may be underwritten by SECURA Insurance Company or SECURA Supreme Insurance Company, affiliated companies referred to collectively as SECURA Insurance Companies. Please read the policy carefully. Any claim example is for educational and informational purposes only. The information in this document will not be used to determine the coverage of an actual claim presented. All claims are adjusted based on the relevant facts, conditions and coverages at the time of loss. For specific terms and conditions, please refer to your coverage form. Coverage is also subject to applicable deductibles and limits of coverage.

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