Cyber Security insurance

Shield your business from expenses caused by cyber threats, compromised data, identity recovery, and more with the right cyber insurance.


Cyber Security insurance helps companies remain vigilant as cyber risks increase

As cyberattacks become more common, companies must be vigilant to protect themselves against ransomware, phishing scams, and network security attacks. If your business or customer information is lost or compromised, being proactive and having Cyber Security insurance can make a difference in how well your business recovers.

SECURA’s Cyber Security insurance provides recovery and expense coverage for costs associated with claims from cyber threats, attacks, and compromises.

Features of Cyber Security insurance

Data Compromise

Also known as Data Compromise Response Expense, this coverage allows you and your business to respond when a data breach impacts customer information or business data is lost, stolen, or accidentally released. Services range from, but are not limited to, forensic IT review, legal counsel, public relations support, as well as coverages for costs to inform affected people.

Computer Attack

Recovering from a computer attack is complex and expensive. Computer Attack coverage covers costs of professional data restoration services, loss of business income, as well as computer hardware and software upgrades to mitigate future losses.

Cyber Extortion

Often deployed via phishing schemes and ransomware, cyber extortion typically holds your data and/or computer systems hostage in exchange for financial payment. With Cyber Security insurance, the cost of a negotiator or investigator is covered, as well as amounts paid in response to a credible cyber threat to the party that made the threat, to resolve that threat.


Misdirected Payment Fraud coverage will reimburse the amount of money fraudulently obtained as a result of deceptive communications, including emails, faxes, or phone calls by someone impersonating an employee or financial representative. If your business falls victim to an intentional and criminal deception resulting in a wrongful financial transfer, this covers the reimbursement of those funds.

Computer Fraud coverage provides financial reimbursement for the direct financial loss involving unauthorized access to your computer system by someone outside of your company that results in the sending or diverting of funds.

Telecommunications fraud coverage is defined as when an unauthorized party outside of your business gains access to your business telecommunications system and uses that access to establish fraudulent charges with your telephone service provider. This coverage provides reimbursement for the direct financial loss.


Privacy Incident Liability covers your defense costs, within the coverage limits, associated settlement, and judgment costs arising from an action brought by “affected individuals”, or a government entity on behalf of such individuals who allege specific injuries as a result of a covered data compromise, failure to comply with a privacy policy, wrongful collection of, or failure to delete personally-identifying information.

Network Security Liability covers costs associated with defense, settlement, and judgment arising from an action brought by third parties who allege specific injuries resulting from a failure in your business network security.

Electronic Media Liability covers the loss directly arising from an electronic media suit initiated by a third party who alleges the display of information on your business website resulted in infringement of another’s copyright, title, slogan, trademark, trade name, trade dress, service mark, or service name; defamation against a person or organization that is unintended; or a violation of a person’s right of privacy, including false light and public disclosure of private facts.

SECURA works with many types of industries, providing Cyber Security insurance solutions for businesses of all sizes.

Don’t see your industry listed? Have a conversation with your local agent to learn more about how SECURA Insurance is right for your business.

Cyber Safety Powered by Zeguro

Policyholders with a Cyber Security policy also have access to Cyber Safety by Zeguro — providing a holistic risk management solution to protect your people, processes, and technology. Improve employee awareness with tailored training in cyber security, understand the dos and don’ts of cyber safety, and stay vigilant with monthly assessments. Some training topics include maintaining security at home, phishing, and passwords.

eRiskHub® Cyber Risk Management Portal

As a SECURA Cyber Security policyholder, you have access to the eRiskHub® Cyber Risk Management Portal. This portal provides tools to help you protect yourself against cyber-attacks and breaches.

Disclaimer: Our updated Cyber Security coverage is not available on renewal policies prior to February 2, 2022.

Common Cyber Security insurance questions

What is Cyber Security insurance?

A Cyber Security insurance policy helps businesses cover the costs of recovering from a security breach or other cyber-related events, such as cyber extortion, data corruption, financial fraud, reputational loss of business, and more.

Who needs Cyber Security insurance?

If your business stores customer data like names, addresses, credit card info, or social security numbers, it must be kept secure. If you also earn revenue from European consumers or businesses, you may need to follow the General Data Protection Regulation (GDPR). Talk to your insurance agent about managing and protecting customer data.

What does Cyber Security insurance cover?

Cyber Security insurance may cover legal costs, notification expenses, civil damages, computer forensics, data restoration, reputation damage, cyber extortion threats, investigator or negotiator costs, and any ransom payment made to eliminate the threat. For a detailed review of what Cyber Security insurance can protect your business from, speak with your local independent insurance agent.

Policyholder benefits that work

Risk management services

Our policyholders have unlimited access to a wealth of safety talks, safety programs, on-demand videos, and other loss prevention resources. Our risk management team provides on-site consultations to help identify safety improvements and provide customized loss prevention guidance.

Exceptional claims experience

Our dedicated claims team is empathetic and strives to listen and answer any questions to ensure a full understanding of our process. When you notify us of a loss, we’ll call you within 24 hours, follow up regularly, and work with you until your claim is resolved.

Independent local agents

SECURA works with licensed independent agents in your community who help you find the right insurance solutions for your company. As your company grows, our independent agent partners can help you understand how your company’s insurance needs may change.

Helpful articles

As a small business owner, your employees are the first line of defense in preventing a cyberattack. It’s important to talk to your employees about cybersecurity and what to do if something happens.
Cyberattacks can be devastating for a small business owner. It’s important to create a Cyber Incident Response Plan ready in case your business should fall victim to a data breach.
Educate yourself on the complexities of ransomware, and the importance of selecting a cyber insurance carrier that provides the coverages you may need.


Since 1900, we’ve been known for our genuine people and exceptional service. By working with an experienced insurance provider who understands the risks and needs of your businesses, you can ensure you have the right coverage to protect your investment and keep your business running smoothly. In partnership with our independent agents, we can provide a custom insurance policy perfect for your unique needs.

SECURA operates in 13 states with a variety of business insurance solutions, and we are proud to support the communities that have welcomed us for more than a century.

Coverages may not be available in all states. Coverages described are subject to all the terms and conditions of the policy, including deductibles, exclusions, and limits of liability. Not all agents are authorized to write all types of insurance. Policies may be underwritten by SECURA Insurance Company or SECURA Supreme Insurance Company, affiliated companies referred to collectively as SECURA Insurance Companies. Please read the policy carefully. Any claim example is for educational and informational purposes only. The information in this document will not be used to determine the coverage of an actual claim presented. All claims are adjusted based on the relevant facts, conditions and coverages at the time of loss. For specific terms and conditions, please refer to your coverage form. Coverage is also subject to applicable deductibles and limits of coverage.

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