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What to expect during a risk management visit

On-site safety assessments help us identify potential safety hazards, and provide customized recommendations and resources to help make your business a safe place to work.

Warehouse manager walking with risk management consultant, evaluating their facilities.

A risk management visit is an on-site meeting with a SECURA risk management consultant to help identify potential safety hazards in your business. These visits allow us to see and discuss your operations, craft safety programs, share customized recommendations, establish accident investigation and hazard awareness training, and much more.

On-site assessment

We begin each visit with a meeting so we can get to know you and your operations. This will help us provide applicable input and resources based on your specific business. After our initial meeting, we will walk through the facility with you to assess any risks or hazards with your property, employees, or operations.

Risk management assessments by coverage type

Depending on the insurance coverages you have with SECURA, the risk management consultant will review different aspects of your operations. The list below is meant to be a general guide, but more information can be provided to you when your appointment is scheduled.

  • Property
    • Overall condition of buildings
    • Fire extinguishers present
    • Fire detection and suppression in place and current on service
    • Building alarm systems installed
    • Good housekeeping habits observed
    • Condition of electrical systems and components
    • Additional power sources (solar/generator)
    • Adequate fire controls for cooking exposure, such as, Class K fire extinguisher, fire suppression, adequate hood and duct cleaning
    • Additional details for ventilation and dust collection systems
  • General Liability
    • Completed operations
    • EPLI: employment policies and procedures
    • Cyber safety controls in place
    • Life safety concerns addressed, such as exit signs, emergency lighting, evacuation procedures, etc.
  • Automobile
    • Condition and maintenance of vehicles, proper documentation
    • Driver qualification, management, and training
    • Scope and radius of transport
    • Accident investigation and reporting
  • Workers’ Compensation
    • Written safety and health program
    • Proper machine guarding in place
    • Noise monitoring conducted if necessary
    • Safety Committee leadership
    • Training frequency
    • Incident investigation and reporting

Once the walkthrough is complete, we’ll sit down with you to review our observations and discuss any recommendations.

After the visit

After the visit, you will receive a letter outlining the recommendations made during the consultation. We ask that you respond to the letter within 30 days of receipt with confirmation that the recommendations have been resolved or your plan for addressing them. If you have any questions, your risk management consultant is always available to help.

Free and discounted safety resources

In addition to on-site consultations and recommendations, we provide free and discounted safety resources to our policyholders — visit the risk management page to view all our resources.

Meet your risk management consultant

Find an agent

Our independent agency partners will help you compare coverages and share industry insights as you shop for the right insurance policy for your needs.

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Coverages may not be available in all states. Coverages described are subject to all the terms and conditions of the policy, including deductibles, exclusions, and limits of liability. Not all agents are authorized to write all types of insurance. Policies may be underwritten by SECURA Insurance Company or SECURA Supreme Insurance Company, affiliated companies referred to collectively as SECURA Insurance Companies. Please read the policy carefully. Any claim example is for educational and informational purposes only. The information in this document will not be used to determine the coverage of an actual claim presented. All claims are adjusted based on the relevant facts, conditions and coverages at the time of loss. For specific terms and conditions, please refer to your coverage form. Coverage is also subject to applicable deductibles and limits of coverage.

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