Risk Management

4 steps to prevent garage fires

Garage fires spread farther and cause more injuries than fires that start anywhere else in the home, according to FEMA.  Garages often are full of...

Licensed child care teacher interacting with students

Child care licensing requirements

Child care licensing requirements ensure the minimum standards are being met and monitored by the appropriate authorities. State licensing...

child care teacher interacting with students at table reading book

Child care background checks

Child care regulations require both a state and federal background check for caregivers before hire and again once every five years. A background...

Man adjusting the rear view mirror in his car

3 keys to parking lot safety

Despite our familiarity with parking lots, they hide numerous dangers. Whether backing out of a stall or walking to your vehicle at night, here are...

Blurry road at night

Drowsy driving is impaired driving

You get in the car, already a little tired and worried about staying alert for the road ahead. You roll your windows down, suck on hot cinnamon...

car driving along blacktop country road with pine and spruce trees along the side

Roadside emergency kit checklist

You packed your luggage, a cooler, a few beach towels — you’re ready for anything on your road trip. But is your car ready for anything?