4 steps to create a business continuity plan for your farm
While no one wants to think about a disaster happening, it is important to have a plan in place before disaster strikes. Depending on the type of disaster (windstorm, roof collapse, flood, etc.), you may need to follow a different plan. Having a comprehensive plan in place will help you be better prepared for a disaster, so you can continue operating and get back on your feet faster.Read More →
Don't get caught on thin ice this winter
A frozen pond or lake extends the winter landscape, offering opportunities for ice skating, hockey, ice fishing, and more. But treading on thin ice can be dangerous, potentially causing hypothermia or even death.
That's why you need to know whether the ice is strong enough to support you, your snowmobile, or your vehicle before you venture out.Read More →
The value of a valentine: Insuring your jewelry
With Valentine's Day around the corner, many people are searching for the perfect gift, from flowers and chocolates to diamond earrings and gold necklaces. If you decide on jewelry for your valentine, it's important to search for the perfect insurance coverage too.Read More →
A Super Bowl state of mind can keep your party sanitary
For sports fans, it's the definition of "the big game." For casual viewers, it's a chance to see which ads are setting the standard for comedy and creativity. But for those attending a Super Bowl party, it's a chance to tackle some indulgent treats.
Snacking is inherently part of any viewing party, but the variety of dishes and the longevity of the game can put your guests at risk of food-borne illness.Read More →
Farming tips for avoiding manure runoff
Many livestock owners need to spread manure, even during the winter months. But winter snowfall and spring thaws can create challenges for manure management. When manure isn't effectively absorbed into the soil, it can run off into surface water, ditches, and streams.Read More →
You never know when you might get in an auto accident — or who the other driver will be. According to the Insurance Research Council, one in seven drivers doesn’t carry auto insurance. If your car is hit by one of those drivers, it could mean substantial costs to you.
That’s where uninsured motorists and underinsured motorists coverage come in. They often are built right into your auto policy, although the coverage requirements vary by state.
As safer at home guidelines begin to lift in some U.S. states, it's a welcomed sigh of relief for many. While you may be excited to return to business as usual, it's important to remember that it won't be "business as usual" right away.
Umbrella coverage is aptly named — it gives you added coverage on top of your personal insurance (like homeowners, auto, watercraft, or motorcycle). But how does it relate to you and your current insurance policy? Here's a basic overview to help you understand the coverage.
This year our company celebrates 120 years of serving policyholders. What started in Julius Bubolz’s farmhouse has grown to become a property and casualty insurance company with coverages for businesses, homes, autos, farms, agribusinesses, nonprofits, and special events in 12 states.
The time to prepare for sickness is before germs hit your team. Illnesses can happen anytime, but flu season generally peaks between December and February, although it can stretch from October through May. Consider how you canprevent an outbreak and how you can respond quickly to limit the impact and costs to your business.