Avoid sprains, pains, and strains in the garden
Gardening isn't necessarily a "gentle" hobby. You can burn more than 500 calories an hour doing yard work like digging dirt and moving rocks. Even mowing the lawn can burn more than 300 calories an hour, assuming it's not a riding lawnmower. And while all that activity can be great for improving your overall fitness, it also can lead to some serious muscle strain.Read More →
How to train your nonprofit volunteers for success
As a nonprofit, volunteers are the face of your organization. You rely on them to support your work in the community. Because they play such a vital role in your mission, it's important that they represent your organization appropriately.Read More →
Lone worker safety tips
Home healthcare workers, janitors, maintenance and repair staff, delivery personnel, late-night gas station attendants, and security workers have something in common: they often work in insolation. As businesses try to do more with less, the ranks of lone workers are likely to increase.
These employees face special risks, and employers must do what they can to ensure their safety.Read More →
7 steps to prevent combine fires
A combine fire during harvest could be devastating. Not only do you risk losing your crop, but a fire could also result in costly damages to the combine and other property, and limit your time to complete the harvest.Read More →
Workers face increased health risks as temperatures rise
When the sun is scorching on a hot day, many of us move inside to get out of the heat. But if your job requires you to work outside, you don't always have that option – leaving you at risk of heat exhaustion and, in more severe cases, heatstroke.
It's important to understand the risk of these heat-related ailments, as well as how to stay cool throughout your workday.Read More →
You never know when you might get in an auto accident — or who the other driver will be. According to the Insurance Research Council, one in seven drivers doesn’t carry auto insurance. If your car is hit by one of those drivers, it could mean substantial costs to you.
That’s where uninsured motorists and underinsured motorists coverage come in. They often are built right into your auto policy, although the coverage requirements vary by state.
As safer at home guidelines begin to lift in some U.S. states, it's a welcomed sigh of relief for many. While you may be excited to return to business as usual, it's important to remember that it won't be "business as usual" right away.
Umbrella coverage is aptly named — it gives you added coverage on top of your personal insurance (like homeowners, auto, watercraft, or motorcycle). But how does it relate to you and your current insurance policy? Here's a basic overview to help you understand the coverage.
This year our company celebrates 120 years of serving policyholders. What started in Julius Bubolz’s farmhouse has grown to become a property and casualty insurance company with coverages for businesses, homes, autos, farms, agribusinesses, nonprofits, and special events in 12 states.
The time to prepare for sickness is before germs hit your team. Illnesses can happen anytime, but flu season generally peaks between December and February, although it can stretch from October through May. Consider how you canprevent an outbreak and how you can respond quickly to limit the impact and costs to your business.