Breaking it down: Top 10 insurance discounts explained

Maybe you're the type of person who likes to clip coupons, or perhaps you find yourself driving across town to save two cents on a gallon of gas. It's a good feeling to save a few bucks. Chances are you can save money on your home and auto insurance premium too. 

While all insurance carriers may not offer these deals, you should ask your agent about these top ten insurance discounts.

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Remember insurance for your college-age kids

You've bought the dorm fridge, rented the loft, and filled out the financial aid paperwork. Sending a child off to college can be a hectic time. But as you're crossing tasks off of your to-do list, take a moment to check in with your insurance agent. 

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College dorm theft prevention

A tablet, a computer, a gaming console... and a French horn? Your son or daughter packed a lot of stuff into their dorm room, and some of it is highly attractive to would-be thieves. Talk with your child about dorm room security and investing in a few security tools. 

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4 things you should know about umbrella coverage

Umbrella coverage is aptly named — it gives you added coverage on top of your personal insurance (like homeowners, auto, watercraft, or motorcycle). But how does it relate to you and your current insurance policy? Here's a basic overview to help you understand the coverage.  

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Weather woes: Protect yourself before the storm hits

Many homeowners, especially new homeowners, don't give a lot of thought to their insurance coverage until the wind picks up. Spend a few minutes reviewing these common causes of damage and how you can protect your home from Mother Nature's worst. 

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