4 steps to create a business continuity plan for your farm
While no one wants to think about a disaster happening, it is important to have a plan in place before disaster strikes. Depending on the type of disaster (windstorm, roof collapse, flood, etc.), you may need to follow a different plan. Having a comprehensive plan in place will help you be better prepared for a disaster, so you can continue operating and get back on your feet faster.Read More →
Reduce Work Comp costs with a proactive approach to treating injuries
When injuries happen on the job, they can turn into expensive claims, ultimately driving an employer's Work Comp insurance premiums higher. There are, however, ways to keep costs in check. The key is taking action before non-emergency work injuries become insurance claims.Read More →
Now hear this: Cellphones and farm safety
Smartphones are becoming an indispensable part of farming operations. From special apps that control the GPS in your irrigation system to time trackers and weather alerts, farmers are increasingly leveraging the power of technology.
For farmers who work long hours, smartphones are a valuable link between home and work but with that convenience, comes added danger.Read More →
Farming tips for avoiding manure runoff
Many livestock owners need to spread manure, even during the winter months. But winter snowfall and spring thaws can create challenges for manure management. When manure isn't effectively absorbed into the soil, it can run off into surface water, ditches, and streams.Read More →
What is hemp? It's more than you think.
Throughout history, hemp has been regulated and production decreased. However, in 2018, the Hemp Farming Act of 2018 was passed as part of the U.S. Farm Bill. This bill removed the hemp plant, along with seeds and derivatives from the Controlled Substances Act.
Today, hemp production is picking back up in the U.S. It is being produced to be used in a variety of applications and products.Read More →
You never know when you might get in an auto accident — or who the other driver will be. According to the Insurance Research Council, one in seven drivers doesn’t carry auto insurance. If your car is hit by one of those drivers, it could mean substantial costs to you.
That’s where uninsured motorists and underinsured motorists coverage come in. They often are built right into your auto policy, although the coverage requirements vary by state.
As safer at home guidelines begin to lift in some U.S. states, it's a welcomed sigh of relief for many. While you may be excited to return to business as usual, it's important to remember that it won't be "business as usual" right away.
Umbrella coverage is aptly named — it gives you added coverage on top of your personal insurance (like homeowners, auto, watercraft, or motorcycle). But how does it relate to you and your current insurance policy? Here's a basic overview to help you understand the coverage.
This year our company celebrates 120 years of serving policyholders. What started in Julius Bubolz’s farmhouse has grown to become a property and casualty insurance company with coverages for businesses, homes, autos, farms, agribusinesses, nonprofits, and special events in 12 states.
The time to prepare for sickness is before germs hit your team. Illnesses can happen anytime, but flu season generally peaks between December and February, although it can stretch from October through May. Consider how you canprevent an outbreak and how you can respond quickly to limit the impact and costs to your business.