'I Resolve': A New Year's insurance checklist
It's that time of year again when many of us look at our lives with renewed energy and fresh eyes. As you make resolutions to improve your overall wellbeing this year, take some time to include an insurance review. It's a quick and important investment in your financial security.Read More →
Top 5 snowblower safety tips
While kids may welcome the prospect of sledding, snowmen, and snow-days off school, most business and home owners dread the task of snow removal from their driveways and sidewalks. You can ease the back-breaking chore of shoveling snow with the use of a snow blower, but the following precautions should be taken.Read More →
Protect the key to your nonprofit's success
Ask any director of a nonprofit what makes their organization great, and they'll likely say, "our volunteers." These special people present unique exposures, so directors should take proper measures to protect them and their nonprofits.Read More →
How to train your nonprofit volunteers for success
As a nonprofit, volunteers are the face of your organization. You rely on them to support your work in the community. Because they play such a vital role in your mission, it's important that they represent your organization appropriately.Read More →
Lone worker safety tips
Home healthcare workers, janitors, maintenance and repair staff, delivery personnel, late-night gas station attendants, and security workers have something in common: they often work in insolation. As businesses try to do more with less, the ranks of lone workers are likely to increase.
These employees face special risks, and employers must do what they can to ensure their safety.Read More →
Umbrella coverage is aptly named — it gives you added coverage on top of your personal insurance (like homeowners, auto, watercraft, or motorcycle). But how does it relate to you and your current insurance policy? Here's a basic overview to help you understand the coverage.
This year our company celebrates 120 years of serving policyholders. What started in Julius Bubolz’s farmhouse has grown to become a property and casualty insurance company with coverages for businesses, homes, autos, farms, agribusinesses, nonprofits, and special events in 12 states.
You never know when you might get in an auto accident — or who the other driver will be. According to the Insurance Research Council, one in seven drivers doesn’t carry auto insurance. If your car is hit by one of those drivers, it could mean substantial costs to you.
That’s where uninsured motorists and underinsured motorists coverage come in. They often are built right into your auto policy, although the coverage requirements vary by state.
The time to prepare for sickness is before germs hit your team. Illnesses can happen anytime, but flu season generally peaks between December and February, although it can stretch from October through May. Consider how you canprevent an outbreak and how you can respond quickly to limit the impact and costs to your business.
For sports fans, it's the definition of "the big game." For casual viewers, it's a chance to see which ads are setting the standard for comedy and creativity. But for those attending a Super Bowl party, it's a chance to tackle some indulgent treats.
Snacking is inherently part of any viewing party, but the variety of dishes and the longevity of the game can put your guests at risk of food-borne illness.