Hosting a hole-in-one event? Better have coverage

Just how rare is a hole in one? Not as rare as you’d think. On a park 3 hole, an average golfer has roughly a 12,500-to-1 shot at an ace. Not bad, when you consider other odds, such as:

• Being struck by lightning this year — a million-to-1 shot
• Risk of being killed in a shark attack — 1 in about 3.7 million
• Winning the Powerball jackpot — 1 in 175 million
• Hitting a hole in one and being killed on the next hole while retrieving a ball from a shark-infested water hazard — rare…very rare, trust us.

So the moral of this story is that even us mere mortals, with our awkward, not-quite-ready-for-the-PGA swings and probably more than 14 clubs in our bags (a rules violation, by the way) have a realistic chance of dropping it in the hole in one shot.

That should be reason enough to purchase special coverage for your hole-in-one contests. With the next couple months being a prime time for booster clubs, festivals, and other non-profit entities to host fundraising golf outings, all should be considering special event coverage for hole-in-one contests with major prizes.

SECURA offers coverage for hole-in-one contests, as well as many other special events that fill our summers, such as concerts, arts and crafts shows, sports events (excluding participant liability), parades, horse and tractor pulls, and more. Check with your insurance agent to see if your event is covered.