Now hear this: Cellphones and farm safety
Smartphones are becoming an indispensable part of farming operations. From special apps that control the GPS in your irrigation system to time trackers and weather alerts, farmers are increasingly leveraging the power of technology.
Plus, for farmers who work long hours, smartphones are a valuable link between home and work. From texting a coworker about whether the grain hauler is ready to checking in with the kids after school, cellphones offer an efficient way to stay connected.
But with that convenience comes some added danger. Cellphone use and distracted driving is a major issue, and driving a tractor down the road requires much the same precautions as driving a car, if not more. The need for extra clearance from mailboxes, signs, power lines, and passing vehicles calls for special attention and alertness.
Farming comes with a host of other job site dangers too, and someone looking down at a phone or absorbed in a conversation may not be fully aware of what's going on around them. Cellphones can be a deadly distraction on a farm, even for workers walking around on foot. They may accidentally walk in front of heavy equipment or into another hazard.
A few farm safety cellphone tips:
- Heavy equipment. Forbid the use of cellphones while operating ATVs, tractors, or other equipment. Place calls when you're not moving.
- Safety zones. Designate cellphone safe zones around the barn where employees (and family members) can use their phones. Alternately, post "no cellphone" zones in hazard areas and traffic paths.
- Phone breaks. Consider offering sanctioned cellphone breaks (akin to smoke breaks) so farmworkers can safely check in with family every few hours.
Of course, cellphones are a great safety tool for farmers working in isolation or remote locations. If working alone in a potentially hazardous situation, call a family member or coworker first and plan a time to check back in.
Umbrella coverage is aptly named — it gives you added coverage on top of your personal insurance (like homeowners, auto, watercraft, or motorcycle). But how does it relate to you and your current insurance policy? Here's a basic overview to help you understand the coverage.
You never know when you might get in an auto accident — or who the other driver will be. According to the Insurance Research Council, one in seven drivers doesn’t carry auto insurance. If your car is hit by one of those drivers, it could mean substantial costs to you.
That’s where uninsured motorists and underinsured motorists coverage come in. They often are built right into your auto policy, although the coverage requirements vary by state.
For sports fans, it's the definition of "the big game." For casual viewers, it's a chance to see which ads are setting the standard for comedy and creativity. But for those attending a Super Bowl party, it's a chance to tackle some indulgent treats.
Snacking is inherently part of any viewing party, but the variety of dishes and the longevity of the game can put your guests at risk of food-borne illness.
Did you know that falls are a leading cause of injury and death in the U.S.?
More than 9 million people are seen by medical providers each year for slip and fall accidents and related injuries, and one-fifth of falls cause serious bodily harm like a broken bone or head injury. Sadly, most are preventable and could have been avoided with proper preparation and training.
During winter weather conditions, the stakes are even higher with wet floors and icy surfaces. Businesses can help prevent slip and falls on two fronts—for associates and customers.
Many livestock owners need to spread manure, even during the winter months. But winter snowfall and spring thaws can create challenges for manure management. When manure isn't effectively absorbed into the soil, it can run off into surface water, ditches, and streams.