Contractor insurance
Having trade-specific contractor insurance not only protects your businesses from unforeseen events, but also demonstrates your commitment to safety and professionalism.
Ensure your long-term success with trade-specific contractor insurance.
To protect yourself from risks, you can opt for insurance specifically designed for your industry. By having the right insurance, you can mitigate the financial and legal risks for your business operations and focus on growing your business.
From agricultural to commercial contractors, SECURA understands the risks contractors face. We have established trade-specific insurance programs, which offer coverages like General Liability, Commercial Property, Inland Marine, Workers’ Compensation, Commercial Auto, and more.
What insurance do contractors need?
Commercial Property
Commercial Auto
Contractor’s Errors and Omissions
Cyber Security
Employment Practices Liability Insurance (EPLI)
General Liability
Inland Marine
Workers’ Compensation
SECURA works with many types of contractors, providing customized insurance solutions for businesses of all sizes.
Don’t see your business listed below? View our coverages for professional services, or have a conversation with your local agent to learn more about how SECURA Insurance is right for your business.
- HVAC contractors
- Irrigation contractors
- Janitorial services
- Manure pumping
- Painting contractors
- Pest control contractors
- Plumbing contractors
Policyholder benefits that work
Risk management services
Exceptional claims experience
Independent local agents
Common questions about insurance for contractors
Do contractors need insurance?
While regulations and laws vary by state, most states require contractors to show proof of insurance before bidding on or accepting a job. If you’re offering services, consulting, or products, then you should protect your business with insurance. The right insurance can help protect your business vehicles, operations, employees, and much more.
What does Contractor insurance cover?
Contractor insurance safeguards businesses against expenses related to injuries or damage to a client’s property. It also provides coverage for your tools and equipment that you need to do your job, as well as protecting your vehicles and your employees.
How much is Contractor insurance?
While the cost of contractors insurance will vary, your premium depends largely on the types of projects you work on, where you are located, number of employees, number of vehicles owned, types of vehicles used, and other factors. Your local independent insurance agent can help guide you to determine the best insurance package for your business.
Why SECURA?
SECURA operates in 13 states with a variety of business insurance solutions, and we are proud to support the communities that have welcomed us for more than a century.