Event Insurance

Protect your special event with insurance coverage designed and priced for fundraisers, contests, walk/runs, dance recitals, and more. Special events insurance helps protect you from out-of-pocket expenses due to unforeseen circumstances, such as property damage or bodily injury.

While insurance for special events isn’t usually top-of-mind for event planners, securing insurance coverage is an essential step in the process. In fact, many event venues require proof of insurance before booking a reservation.

Event insurance coverage for many types of events

Find an agent to talk about your upcoming event insurance coverage needs.

Special Events insurance coverage inclusions

SECURA’s protects you from start to finish, including set-up and take-down. Depending on your special event, insurance needs will vary.

Your agent will work directly with you to determine what options would be best for you. Some of the details they will need to know include, location, dates, what entertainment and activities will be present, and if liquor is being served.

Key coverages include:

• Short-term General Liability
• Premises and Operations Liability
• Products/Completed Operations Liability
• Property Damage Liability
• Personal and Advertising Injury Liability (Includes Liability for Club Members and Volunteers)

Optional special event insurance coverages available

Personalize your special event insurance policy to gain the best protection available. Additional special event insurance coverages include:

• Liquor liability coverage
  • Liquor liability protects you from issues on- and off-site of the event
• Special event auto coverage
  • Special event auto coverage also protects hired/non-owned autos for individuals running errands for the event
• Special event awards, like hole-in-one contests
• Exhibition Floater
  • Provides protection for Business Personal Property and trailers used for an event

Before you purchase insurance for your special event, review any existing policies to determine if adequate coverage already exists. Work with a local insurance agent to discuss your event, coverage needs, and personalize an insurance policy specific to your special event.

Benefits of SECURA’s insurance for special events

Affordable premiums

SECURA offers competitive premium prices for special events insurance.

Keep your coverages separate

You may not want an event-related claim to affect your other coverage and limits, or you may need to provide additional insured coverage for event organizers or other contracted parties.

Quick turnaround

With SECURA, you could be covered within 24 hours or less for things like general liability, liquor liability, special event auto coverage, equipment used at the event, or hole-in-one prize pay-outs.

Expert service available 24/7

Reach our knowledgeable claims representatives around-the-clock with any questions that arise during your event. SECURA is consistently rated A (Excellent) with leading industry credit rater A.M. Best and ranked as a Ward’s 50 Top Performer for achieving long-term financial stability.

Risk management services

Take advantage of our risk management solutions and help improve safety at your event. View articles and watch videos on demand with safety tips for a variety of event types.

Talk with your agent to learn more about SECURA’s risk management services.

How much does special event insurance cost?

Special event insurance coverage varies from event to event and so does the price. Contributing factors that influence the cost of coverage include the duration of the event, types of activities and entertainment available, and policy limits.   

Speak with an agent about your event to get an accurate quote.

Get liability insurance for an event

Check one more thing off your to do list—talk to a local agent to get the protection you need for your special event.