Specialty Insurance

Sports and Recreation Insurance Coverage


Whether your risks involve property, participants, or spectators, we’ll be there to offer an assist with great insurance service and peace of mind to get you back in the game.

No two things are alike. Each business, league, or organization all have different insurance needs. That’s why we’ll work with you to create a game-winning policy that matches the risks you face.

 

Coverage options can include:


During a basketball game, a player gets hurt, resulting in many trips to the doctor and expensive tests. The player's family is blaming your basketball club for failing to prevent this injury from occurring. When a player is injured, who is responsible? Participant Liability can protect your organization from lawsuits due to player injuries.

A parent notifies you that their child was abused by another child while in your care. This claim needs to be investigated. Your business may need legal services and you may be required to pay damages. Children in your care are vulnerable and require your protection. Abuse and molestation coverage can help your business get through an unfortunate event like this.

A soccer player develops a headache and complains of dizziness to their coach during a game. The coach tells them to drink water and continues to play them in the game. Later in the game, the player collapses and is treated for dehydration and exhaustion. Coaches, personal trainers, and sports instructors owe their clients and players a duty of care. If that is breached and the player suffers an injury, your organization could be held responsible for the coaches actions.

A child at summer camp is hurt while playing baseball. An ambulance is called, they are taken to the hospital and treatment is provided. This coverage can provide payments for their expenses, regardless of fault.

Your sports team travels with a lot of equipment and you want to make sure it's protected in the event of an accident while on the way to a game, if it's stolen from the team bus, or destroyed by a sudden wind storm.

From multi-sports facilities and indoor play centers, to tanning salons and fitness studios, we can provide a full range of coverage for all types of buildings and contents.

*These descriptions are intended to provide general guidance only and do not guarantee that there will be coverage for any specific claim. SECURA must be notified as soon as practicable regarding anything which may result in a claim, after which time a coverage analysis will be conducted based upon the specific facts of the claim, the insurance policy or policies, and applicable law. 

Did you know we cover these types of opportunities?

  • Baseball leagues, camps, or tournaments
  • Softball leagues, camps, or tournaments
  • Batting cages
  • Basketball Leagues, camps, or tournaments
  • Flag football
  • Cross country skiing
  • Curling leagues, camps, or tournaments
  • Pickleball leagues, camps, or tournaments
  • Ping Pong leagues, camps, tournaments
  • Racquetball leagues, camps, or tournaments
  • Soccer leagues, camps, or tournaments
  • Sports complexes
  • Swimming leagues, camps, or tournaments
  • Tennis leagues, camps, tournaments
  • Ultimate Frisbee
  • Volleyball leagues, camps, or tournaments
  • Wrestling leagues, camps, and tournaments

But that’s not all… Sometimes sports and recreation activities go beyond the traditional.

We also offer coverage for these recreational opportunities:

  • Arrow tag
  • Canoe or kayak rentals
  • Children’s indoor play centers
  • Cross Fit
  • Dance Studios
  • Health and Fitness Clubs
  • Circuit workout facilities
  • Horse stables and boarding
  • Hunt clubs and preserves
  • Indoor rock climbing
  • Aerobic Kickboxing
  • Laser Tag
  • Martial Arts
  • Mini Golf
  • Obstacle course gyms
  • Paintball
  • Personal Trainers or Fitness instructors
  • Road bicycle clubs
  • Roller skating rinks
  • Ropes courses
  • Running and jogging clubs
  • Swim schools
  • Tanning salons
  • YMCA
  • Yoga, Pilates, or Barre studio
  • Ziplines