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Nonprofit insurance

Safeguard your mission, your people, your volunteers, and your organization with the right insurance coverages.

collage of photos depicting various nonprofit types such as food banks, food drives and environmental cleanup efforts that could be insured with SECURA Insurance

Nonprofits strive to make the world a better place.

Whether providing essential services or raising awareness for a cause, you have a passion for evoking change. However, nonprofits are not immune to risk. Nonprofit organizations can face a variety of liabilities, including theft, cyberattacks, and personal injury claims. Without the right insurance coverage, these liabilities can result in financial ruin for your organization.

By having the right insurance coverage in place, you can minimize the financial impact of unexpected events and continue to focus on your mission. You can work with an independent insurance agent to help you identify the types of risks your organization faces, and determine the best insurance coverages for you.

What insurance do nonprofit organizations need?

Having the right nonprofit insurance will help minimize risks, and provide proper coverages for potential claims, lawsuits, and medical expenses.

General Liability

General Liability insurance for nonprofit organizations protects against common business risks and provides coverage for customer injuries, customer property damage, and advertising injuries. It helps nonprofits avoid costly lawsuits, qualify for leases and contracts, and is crucial for events and fundraisers. This insurance is essential for nonprofits working with the public, offering financial protection for medical bills, legal fees, court judgments, settlements, and property damage lawsuits.

Commercial Property

This covers your building and your business’s personal property, such as computers and furniture, with additional coverage options for machinery, stock, and operating expenses in the event of a loss.

Directors and Officers

D&O insurance protects directors and officers from personal financial losses if sued by employees, vendors, customers, or other parties.

Workers’ Compensation

Workers’ Compensation provides the coverage and resources you need to help get your employees healthy and back to work after they sustain a work-related injury.

SECURA works with many types of nonprofit associations, providing customized insurance solutions for organizations of all sizes.

Don’t see your organization listed? Have a conversation with your local agent to learn more about how SECURA Insurance is right for your business.

  • AODA outpatient rehabilitation facilities
  • Autism services organizations
  • Chambers of Commerce
  • Children’s museums
  • Civic clubs
  • Community action programs
  • Community associations
  • Community centers
  • Domestic abuse centers
  • Food pantries and banks
  • Foundations
  • Goodwill Industries
  • Head Start programs
  • Homeless shelters
  • Intervention programs
  • Meal delivery programs
  • Performing arts organizations
  • Religious retreat centers or camps
  • Respite care services
  • Services for hearing impaired
  • Sober living
  • Social clubs
  • Suicide helplines
  • United Way organizations
  • Vocational training and work centers

Policyholder benefits that work

Risk management services

Our policyholders have unlimited access to a wealth of safety talks, safety programs, on-demand videos, and other loss prevention resources. Our risk management team provides on-site consultations to help identify safety improvements and provide customized loss prevention guidance.

Exceptional claims experience

Our dedicated claims team is empathetic and strives to listen and answer any questions to ensure a full understanding of our process. When you notify us of a loss, we’ll call you within eight business hours, follow up regularly, and work with you until your claim is resolved.

Independent local agents

SECURA works with licensed independent agents in your community who help you find the right insurance solutions for your company. As your company grows, our independent agent partners can help you understand how your company’s insurance needs may change.

Why SECURA?

Since 1900, we’ve been known for our genuine people and exceptional service. By working with an experienced insurance provider who understands the risks and needs of your businesses, you can ensure you have the right coverage to protect your investment and keep your business running smoothly. In partnership with our independent agents, we can provide a custom insurance policy perfect for your unique needs.

SECURA operates in 13 states with a variety of business insurance solutions, and we are proud to support the communities that have welcomed us for more than a century.

Coverages may not be available in all states. Coverages described are subject to all the terms and conditions of the policy, including deductibles, exclusions, and limits of liability. Not all agents are authorized to write all types of insurance. Policies may be underwritten by SECURA Insurance Company or SECURA Supreme Insurance Company, affiliated companies referred to collectively as SECURA Insurance Companies. Please read the policy carefully. Any claim example is for educational and informational purposes only. The information in this document will not be used to determine the coverage of an actual claim presented. All claims are adjusted based on the relevant facts, conditions and coverages at the time of loss. For specific terms and conditions, please refer to your coverage form. Coverage is also subject to applicable deductibles and limits of coverage.

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