NonProfit Insurance

Your clients rely on you to provide advice, counseling, or care for their loved ones. What happens when your employee gives the wrong advice or misses a step in providing care? Human Services professionals owe their clients a duty of care. If that is breached and the client suffers an injury, your organization could be held responsible for the actions of your employees.

A parent notifies you that their child was abused by another child while in your care. This claim needs to be investigated. Your business may need legal services and you may be required to pay damages. Children in your care are vulnerable and require your protection. Abuse and molestation coverage can help your business get through an unfortunate event like this.

Our WRAP provides unique coverage to address your unique needs like Insured’s Work Material Expenses, Damage to Property Caused by Client, and Additional Insured – Human Services Organizations. Protect more of your organizations liability risks.

Our WRAP provides coverage to address your unique needs like Automated External Defibrillators, Emergency Vacating Expense, Key Employee Replacement, Client Property, and more. Protect more of your organization’s property risks.

When an employee is injured on the job, how do you know what to do next? Do they need to see a doctor, should you call an ambulance? Maybe your employee says they are fine but should they “walk it off” or could walking escalate their injuries? Most employers and managers don’t have the medical training to give onsite diagnosis and care when employees are injured. With Nurse Hotline, an injured employee can talk directly to a trained professional nurse and get answers on the spot.