Plumbing business insurance
Keep your business flowing smoothly with insurance designed for plumbers.
Plumbing contractor insurance designed to protect your business’s unique operations.
Understand how various types of plumbing contractor insurance can offer unique forms of protection against unexpected risks.
Your plumbing business insurance should be as unique as your daily operations. Learn how SECURA’s insurance for plumbers can protect your business, and then find an independent insurance agent to create a custom policy.
General Liability
Your employee is replacing outdated plumbing in an older home. During the process, their tools accidentally fall and break a pipe joint, causing water damage to the home’s interior. General Liability insurance could help pay for the repair costs of the damage and any legal defense fees if the homeowner decides to file a claim against your business for damages.
Errors and Omissions
A few weeks after installing a new water heater in a residential home, the water heater malfunctions and causes significant water damage to the customer’s basement. Despite your best efforts, the customer claims negligence on your part, alleging improper installation. Errors and Omissions coverage could help protect you by covering legal fees and potential repair costs incurred due to the alleged error in the installation process.
Workers’ Compensation
Your employee is working in a cramped crawl space to repair a leak. While maneuvering in the tight area, they severely strain their back. This injury requires medical treatment, physical therapy, and time away from work to recover. Workers’ Compensation coverage could help provide financial assistance for medical treatments and a portion of the lost wages during the recovery period.
Commercial Auto
Your employee is driving a company work vehicle to a job site and is involved in a traffic accident, resulting in significant damage to the vehicle and bodily injury to the other driver. Commercial Auto insurance can help cover the repair costs for the vehicle and any liability claims for damages to the other vehicle involved in the accident. It can also help pay for medical bills the other driver may incur as part of their recovery.
Inland Marine
While working on a large commercial project, your employees leave their tools and various plumbing fittings at the secured job site overnight. Unfortunately, there is a break-in at the site, and their equipment and tools are stolen. Inland Marine insurance could help provide financial compensation for the stolen items, allowing your employees to replace the stolen items quickly and continue their work with minimal delay, ensuring the project’s progress isn’t significantly postponed.
Additional resources
Sierra Henion
Sierra has been in the insurance industry for many years. She started out as a Commercial Lines rater and joined SECURA in 2020 as a Specialty Lines underwriter.
Sierra enjoys traveling and going to sporting events with her husband and three boys. They love to watch baseball and travel to a new MLB park every year to watch the Detroit Tigers play.
Ben Heyroth
Ben started his insurance career at SECURA in 2020. He interned in several departments before graduating college. Ben’s favorite risks to write include trade and specialty contracting, manufacturing, and service businesses.
Ben embodies SECURA’s company philosophy of being relationship-driven, both internally and externally. He contributes his success to his commitment to learning, underwriting discipline, and the strength of his agency relationships.
Ben believes in SECURA’s culture and lives by the company motto of “Be real. Earn it. Have fun.” He is proud to be part of SECURA Nation.
In his free time, Ben enjoys golfing, boating, watching football, traveling, and spending time with family and friends. He is also a huge movie and trivia buff. His lifetime goal is to golf in each state.
Kristin Hietpas
Kristin started her insurance career at Auto-Owners Insurance in 2011 as a Personal Lines underwriter. She joined SECURA in 2013 as a Commercial Lines underwriter. She has experience with agencies ranging from new appointments to premier agencies. She prides herself on providing great service and building strong relationships.
Kristin and her husband, Scott, live in north Appleton with their two children, Tenley and Keegan.
Policyholder benefits that work
Risk management services
Exceptional claims experience
Independent local agents
Why SECURA?
SECURA operates in 13 states with a variety of business insurance solutions, and we are proud to support the communities that have welcomed us for more than a century.