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Plumbing business insurance

Keep your business flowing smoothly with insurance designed for plumbers.

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Plumbing contractor insurance designed to protect your business’s unique operations.

From causing potential water damage to a customer’s property to the hazards of working in tight, confined spaces, the plumbing industry is full of unique challenges. Together, with our independent agent partners, we offer the plumbing business insurance you need to help protect your business, operations, and employees.

Understand how various types of plumbing contractor insurance can offer unique forms of protection against unexpected risks.

Your plumbing business insurance should be as unique as your daily operations. Learn how SECURA’s insurance for plumbers can protect your business, and then find an independent insurance agent to create a custom policy.

General Liability

Your employee is replacing outdated plumbing in an older home. During the process, their tools accidentally fall and break a pipe joint, causing water damage to the home’s interior. General Liability insurance could help pay for the repair costs of the damage and any legal defense fees if the homeowner decides to file a claim against your business for damages.

More about General Liability

Errors and Omissions

A few weeks after installing a new water heater in a residential home, the water heater malfunctions and causes significant water damage to the customer’s basement. Despite your best efforts, the customer claims negligence on your part, alleging improper installation. Errors and Omissions coverage could help protect you by covering legal fees and potential repair costs incurred due to the alleged error in the installation process.

More about Errors & Omissions

Workers’ Compensation

Your employee is working in a cramped crawl space to repair a leak. While maneuvering in the tight area, they severely strain their back. This injury requires medical treatment, physical therapy, and time away from work to recover. Workers’ Compensation coverage could help provide financial assistance for medical treatments and a portion of the lost wages during the recovery period.

More about Workers’ Compensation

Commercial Auto

Your employee is driving a company work vehicle to a job site and is involved in a traffic accident, resulting in significant damage to the vehicle and bodily injury to the other driver. Commercial Auto insurance can help cover the repair costs for the vehicle and any liability claims for damages to the other vehicle involved in the accident. It can also help pay for medical bills the other driver may incur as part of their recovery.

More on Commercial Auto

Inland Marine

While working on a large commercial project, your employees leave their tools and various plumbing fittings at the secured job site overnight. Unfortunately, there is a break-in at the site, and their equipment and tools are stolen. Inland Marine insurance could help provide financial compensation for the stolen items, allowing your employees to replace the stolen items quickly and continue their work with minimal delay, ensuring the project’s progress isn’t significantly postponed.

More on Inland Marine

Additional resources

Sarah Stadler

Territory: Wisconsin | Experience: Since 2014 | Designations: CPCU, AU, AU-M, AINS | Education: Bachelor of Business Administration, University of Wisconsin–Oshkosh

Sarah started her insurance career in 2014 working as an auto physical damage claims intern for West Bend Mutual Insurance. After graduating, Sarah worked at West Bend Mutual Insurance as a Commercial Lines underwriter. She joined SECURA in 2022 as a Commercial Lines underwriter.

In her free time, Sarah enjoys playing competitive slow-pitch softball. She also enjoys spending time with her daughters, Sutton and Sawyer, and her puppy, Oliver.

Sarah is proud of the connections she has made throughout her different roles in the insurance industry. She looks forward to continuing to meet more insurance professionals in the years to come.

Karly Stamper

Territory: Iowa| Designations: AU, AIS, AU, AFIS, TRIP | Experience: Since 2013 | Education: Bachelor of Science in Psychology, Iowa State University

Karly joined SECURA in 2022 as an Agribusiness Lines underwriter. Previously, she worked for Nationwide Insurance. Most of Karly’s free time is spent with her family, which includes two young children, two dogs, and her husband, Addam, a SECURA field claims adjuster. She enjoys spending time outdoors, rooting for her favorite sports teams, and playing fantasy football. Karly also enjoys traveling; she’s been to 19 countries and 22 states. In college, she lived in Germany for two summers working with children whose parents were in the U.S. Military through a program called Camp Adventure. Although she didn’t learn much German while she was there, she did have the opportunity to meet several amazing families and travel throughout Europe.

Ben Stark

Territory: Pennsylvania| Experience: Since 2023 | Designations: Emergency medical technician

Before joining SECURA in 2023 as an underwriting support specialist, Ben was active in the United States Army. His background has provided a range of work environments and opportunities to meet new people.

Outside of work, Ben enjoys being outside and watching all major sporting events, from March Madness to the World Cup. When he’s not watching sports, you can find him golfing, boating, or exploring new places.

Policyholder benefits that work

Risk management services

Our policyholders have unlimited access to a wealth of safety talks, safety programs, on-demand videos, and other loss prevention resources. Our risk management team provides on-site consultations to help identify safety improvements and provide customized loss prevention guidance.

Exceptional claims experience

Our dedicated claims team is empathetic and strives to listen and answer any questions to ensure a full understanding of our process. When you notify us of a loss, we’ll call you within 24 hours, follow up regularly, and work with you until your claim is resolved.

Independent local agents

SECURA works with licensed independent agents in your community who help you find the right insurance solutions for your company. As your company grows, our independent agent partners can help you understand how your company’s insurance needs may change.

Why SECURA?

Since 1900, we’ve been known for our genuine people and exceptional service. By working with an experienced insurance provider who understands the risks and needs of your businesses, you can ensure you have the right coverage to protect your investment and keep your business running smoothly. In partnership with our independent agents, we can provide a custom insurance policy perfect for your unique needs.

SECURA operates in 13 states with a variety of business insurance solutions, and we are proud to support the communities that have welcomed us for more than a century.