Plumbing business insurance
Keep your business flowing smoothly with insurance designed for plumbers.
Plumbing contractor insurance designed to protect your business’s unique operations.
Understand how various types of plumbing contractor insurance can offer unique forms of protection against unexpected risks.
Your plumbing business insurance should be as unique as your daily operations. Learn how SECURA’s insurance for plumbers can protect your business, and then find an independent insurance agent to create a custom policy.
General Liability
Your employee is replacing outdated plumbing in an older home. During the process, their tools accidentally fall and break a pipe joint, causing water damage to the home’s interior. General Liability insurance could help pay for the repair costs of the damage and any legal defense fees if the homeowner decides to file a claim against your business for damages.
Errors and Omissions
A few weeks after installing a new water heater in a residential home, the water heater malfunctions and causes significant water damage to the customer’s basement. Despite your best efforts, the customer claims negligence on your part, alleging improper installation. Errors and Omissions coverage could help protect you by covering legal fees and potential repair costs incurred due to the alleged error in the installation process.
Workers’ Compensation
Your employee is working in a cramped crawl space to repair a leak. While maneuvering in the tight area, they severely strain their back. This injury requires medical treatment, physical therapy, and time away from work to recover. Workers’ Compensation coverage could help provide financial assistance for medical treatments and a portion of the lost wages during the recovery period.
Commercial Auto
Your employee is driving a company work vehicle to a job site and is involved in a traffic accident, resulting in significant damage to the vehicle and bodily injury to the other driver. Commercial Auto insurance can help cover the repair costs for the vehicle and any liability claims for damages to the other vehicle involved in the accident. It can also help pay for medical bills the other driver may incur as part of their recovery.
Inland Marine
While working on a large commercial project, your employees leave their tools and various plumbing fittings at the secured job site overnight. Unfortunately, there is a break-in at the site, and their equipment and tools are stolen. Inland Marine insurance could help provide financial compensation for the stolen items, allowing your employees to replace the stolen items quickly and continue their work with minimal delay, ensuring the project’s progress isn’t significantly postponed.
Additional resources
Kellie Skotzke
Kellie began her insurance career in 2012 and has gained experience across many facets of the industry, including claims adjustment, subrogation, and workers’ compensation. She joined SECURA in 2021 as a workers’ compensation claims representative, later moved to the claims team, and most recently transitioned to Commercial Lines underwriting.
Insurance is a family affair for Kellie, as her spouse, mother, and brother also work in the industry. She takes pride in mastering each role she takes on and sharing her expertise to help both customers and colleagues thrive.
Outside of work, Kellie enjoys camping, four-wheeling, boating, hunting, fishing, and just about any outdoor adventure with friends and family. She also loves crafting, gardening, baking, and playing the piano. Most recently, she has taken up crocheting and reading. She also stays busy with her two children who are active in baseball, swimming, and soccer.
Small business insurance
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Risk management services
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Why SECURA?
SECURA operates in 13 states with a variety of business insurance solutions, and we are proud to support the communities that have welcomed us for more than a century.