Food manufacturers face a wide range of unique exposures.
By working with an experienced food production insurance provider who understands the risks and needs of food manufacturing businesses, we can help ensure that you have the right coverage in place to help protect your investment and keep your business running smoothly.
SECURA works with many food manufacturing businesses, providing customized insurance solutions for businesses of all sizes.
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A critical piece of machinery, such as a commercial oven or a refrigeration system, unexpectedly malfunctions, causing production delays, spoilage of perishable goods, and potentially significant financial losses. Equipment Breakdown coverage could assist in covering the costs of repairs, replacements, and resulting business interruptions up to allowable coverage, allowing you to resume operations quickly to minimize the impact on your bottom line.
Product Recall Expense coverage
Contamination is discovered in a product, requiring a widespread recall to protect consumer health. Product Recall Expense coverage helps assist in covering the expenses associated with communication costs, overtime pay and temporary staff increases, disposal of the recalled product, and transportation, shipping, packaging, and storage costs of the recalled product.
Additional Covered Expense coverage helps cover other costs you may incur as part of withdrawing a product from the market. Those include loss of profit incurred by direct customers, advertising costs to regain customer approval, essential costs of repairing, replacing, repurchasing, or refunding products for direct customers, and inspecting and testing recalled products.
An employee at your food manufacturing plant sustains an injury while operating machinery on the production line, requiring medical treatment, rehabilitation, and time off work. Workers’ Compensation coverage could help cover medical expenses, provide wage replacement during their recovery period, and help protect you from potential legal liability related to the workplace injury.
Your food manufacturing business falls victim to a ransomware incident, resulting in a halt in production, compromised customer data, and significant financial losses. Cyber insurance could provide coverage for expenses related to incident response, data recovery, legal assistance, and potential liability claims, helping the manufacturer recover and mitigate the impact of the cyber incident.
Benefits that work
SECURA operates in 13 states with a variety of business insurance solutions, and we are proud to support the communities that have welcomed us for more than a century.