Food manufacturing insurance

From raw ingredients to finished goods, protect your appetite for success with insurance for food manufacturers.

production line workers in food manufacturing facility monitoring the product using tablets

Food manufacturers face a wide range of unique exposures.

Food manufacturers face constant risk of product recalls, liability claims, equipment breakdowns, cybersecurity threats, and employee injuries, among others, making insurance crucial to protect your business and help mitigate these potential risks.

By working with an experienced food production insurance provider who understands the risks and needs of food manufacturing businesses, we can help ensure that you have the right coverage in place to help protect your investment and keep your business running smoothly.

SECURA works with many food manufacturing businesses, providing customized insurance solutions for businesses of all sizes.

Don’t see your industry listed? Have a conversation with your local agent to learn more about how SECURA Insurance is right for your business.

  • Bakeries
  • Butter/cream manufacturing
  • Candy/chocolate manufacturing
  • Canned field products
  • Cheese manufacturing
  • Chips/snacks manufacturing
  • Coffee roasting
  • Cookie/cakes manufacturing
  • Dehydrated food
  • Dry ingredients manufacturing
  • Frozen dinner manufacturing
  • Fresh, frozen, and dried fruit processing
  • Vegetable processing
  • Grain and flour milling
  • Ice cream manufacturing
  • Jelly/jam manufacturing
  • Jerky manufacturing
  • Milk processing
  • Pasta manufacturing
  • Pickled product manufacturing
  • Pizza manufacturing
  • Rice milling
  • Sauces/condiments manufacturing
  • Sausages making
  • Water bottling

Understand how various types of insurance offer unique forms of protection.

Learn how SECURA’s insurance for food manufacturers can protect your business, then find an independent insurance agent to create a custom policy unique to your needs.

Equipment Breakdown

A critical piece of machinery, such as a commercial oven or a refrigeration system, unexpectedly malfunctions, causing production delays, spoilage of perishable goods, and potentially significant financial losses. Equipment Breakdown coverage could assist in covering the costs of repairs, replacements, and resulting business interruptions up to allowable coverage, allowing you to resume operations quickly to minimize the impact on your bottom line.

Product Recall Expense coverage

Contamination is discovered in a product, requiring a widespread recall to protect consumer health. Product Recall Expense coverage helps assist in covering the expenses associated with communication costs, overtime pay and temporary staff increases, disposal of the recalled product, and transportation, shipping, packaging, and storage costs of the recalled product.

Additional Covered Expense coverage helps cover other costs you may incur as part of withdrawing a product from the market. Those include loss of profit incurred by direct customers, advertising costs to regain customer approval, essential costs of repairing, replacing, repurchasing, or refunding products for direct customers, and inspecting and testing recalled products.

Workers’ Compensation

An employee at your food manufacturing plant sustains an injury while operating machinery on the production line, requiring medical treatment, rehabilitation, and time off work. Workers’ Compensation coverage could help cover medical expenses, provide wage replacement during their recovery period, and help protect you from potential legal liability related to the workplace injury.

More about Workers’ Compensation

Cyber Security

Your food manufacturing business falls victim to a ransomware incident, resulting in a halt in production, compromised customer data, and significant financial losses. Cyber insurance could provide coverage for expenses related to incident response, data recovery, legal assistance, and potential liability claims, helping the manufacturer recover and mitigate the impact of the cyber incident.

More about Cyber Security

Benefits that work

Risk management services

Our policyholders have unlimited access to a wealth of safety talks, safety programs, on-demand videos, and other loss prevention resources. Our risk management team provides on-site consultations to help identify safety improvements and provide customized loss prevention guidance.

Exceptional claims experience

Our dedicated claims team is empathetic and strives to listen and answer any questions to ensure a full understanding of our process. When you notify us of a loss, we’ll call you within eight business hours, follow up regularly, and work with you until your claim is resolved.

Independent local agents

SECURA works with licensed independent agents in your community who help you find the right insurance solutions for your company. As your company grows, our independent agent partners can help you understand how your company’s insurance needs may change.


Since 1900, we’ve been known for our genuine people and exceptional service. By working with an experienced insurance provider who understands the risks and needs of your businesses, you can ensure you have the right coverage to protect your investment and keep your business running smoothly. In partnership with our independent agents, we can provide a custom insurance policy perfect for your unique needs.

SECURA operates in 13 states with a variety of business insurance solutions, and we are proud to support the communities that have welcomed us for more than a century.

Coverages may not be available in all states. Coverages described are subject to all the terms and conditions of the policy, including deductibles, exclusions, and limits of liability. Not all agents are authorized to write all types of insurance. Policies may be underwritten by SECURA Insurance Company or SECURA Supreme Insurance Company, affiliated companies referred to collectively as SECURA Insurance Companies. Please read the policy carefully. Any claim example is for educational and informational purposes only. The information in this document will not be used to determine the coverage of an actual claim presented. All claims are adjusted based on the relevant facts, conditions and coverages at the time of loss. For specific terms and conditions, please refer to your coverage form. Coverage is also subject to applicable deductibles and limits of coverage.

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