Many livestock owners need to spread manure, even during the winter months. But winter snowfall and spring thaws can create challenges for manure management. When manure isn't effectively absorbed into the soil, it can run off into surface water, ditches, and streams.

Did you know that falls are a leading cause of injury and death in the U.S.?

More than 9 million people are seen by medical providers each year for slip and fall accidents and related injuries, and one-fifth of falls cause serious bodily harm like a broken bone or head injury. Sadly, most are preventable and could have been avoided with proper preparation and training.

During winter weather conditions, the stakes are even higher with wet floors and icy surfaces. Businesses can help prevent slip and falls on two fronts—for associates and customers.

Salt that is spread on winter roads does more than eat away at ice — it eats at your vehicle too. 

Snow brings a fresh perspective by dropping a bright, white layer over a house, a neighborhood, a city. But it also brings the inevitable chore: shoveling. 

It's that time of year again when many of us look at our lives with renewed energy and fresh eyes. As you make resolutions to improve your overall wellbeing this year, take some time to include an insurance review. It's a quick and important investment in your financial security.