Hotel and Motel Insurance

Insurance for hotels, motels, franchise locations, and more

Hospitality is more than a warm welcome and a clean, comfortable room. Hospitality implies you've taken care of everything, including insurance. With SECURA, you can protect your business, property, employees, and — most importantly — your guests.

SECURA's Inn WRAP is designed for this type of business. This broad coverage expands on our standard property and general liability coverage to fit the unique risks faced by hotels.

Coverage options include:

  • Property and Liability 
  • Commercial Auto
  • Workers' Compensation
  • Restaurant and bar coverage (including liquor liability)
  • Fitness facilities and wellness centers
  • Spas and personal enhancement services
  • Broad Business Income to protect your revenue in the the case of a covered loss
  • Guest Accomodations if they need to be rebooked elsewhere due to a covered loss
  • Customer Property coverage and Liability for Guests' Property


Coverages may not be available in all states. Coverages described are subject to all the terms and conditions of the policy, including deductibles, exclusions, and limits of liability. Not all agents are authorized to sell all types of insurance. Please read the policy carefully.