Hospitality insurance
Protect your financial stability, reputation, and your customers with the right insurance coverage.
The hospitality industry is a dynamic and fast-paced environment.
Hospitality encompasses various businesses, including restaurants, bars, hotels, and event venues. While this class of business provides endless opportunities for growth and profitability, it also faces a myriad of risks. Some of the most common risks in the hospitality industry include food-borne illnesses, accidents, property damage, and customer dissatisfaction. These risks can result in liability claims, reputational harm, and financial loss, which can be catastrophic for any business.
Fortunately, the right insurance coverage can help protect your hospitality business from these risks. By investing in the appropriate insurance coverage, you can protect your business.
Fortunately, the right insurance coverage can help protect your hospitality business from these risks. By investing in the appropriate insurance coverage, you can protect your business.
What insurance does hospitality need?
Having the right hospitality insurance will help minimize risks, and provide proper coverages for lawsuits and hospital expenses.
Commercial Auto
Auto coverage shields your business against expenses from injuries and damages involving your business-owned vehicles.
Commercial Property
This covers your building and your business’s personal property, such as computers and furniture, with additional coverage options for machinery, stock, and operating expenses in the event of a loss.
Cyber Security
Cyber Security insurance covers expenses related to lost or compromised data, payment fraud, data restoration expenses, and more.
Employment Practices Liability Insurance (EPLI)
EPLI provides defense and compensation for employee-related lawsuits ranging from sexual harassment, discrimination, and other questionable employment practices.
General Liability
General Liability insurance helps protect businesses from claims caused by bodily injury, property damage, or personal and advertising injury. These risks can happen to any business, small or large.
Workers’ Compensation
Workers’ Compensation provides the coverage and resources you need to help get your employees healthy and back to work after they sustain a work-related injury.
SECURA works with many types of hospitality businesses, providing customized insurance solutions for businesses of all sizes.
Don’t see your industry listed? Have a conversation with your local agent to learn more about how SECURA Insurance is right for your business.
Policyholder benefits that work
Risk management services
Our policyholders have unlimited access to a wealth of safety talks, safety programs, on-demand videos, and other loss prevention resources. Our risk management team provides on-site consultations to help identify safety improvements and provide customized loss prevention guidance.
Exceptional claims experience
Our dedicated claims team is empathetic and strives to listen and answer any questions to ensure a full understanding of our process. When you notify us of a loss, we’ll call you within eight business hours, follow up regularly, and work with you until your claim is resolved.
Independent local agents
SECURA works with licensed independent agents in your community who help you find the right insurance solutions for your company. As your company grows, our independent agent partners can help you understand how your company’s insurance needs may change.
Why SECURA?
Since 1900, we’ve been known for our genuine people and exceptional service. By working with an experienced insurance provider who understands the risks and needs of your businesses, you can ensure you have the right coverage to protect your investment and keep your business running smoothly. In partnership with our independent agents, we can provide a custom insurance policy perfect for your unique needs.
SECURA operates in 13 states with a variety of business insurance solutions, and we are proud to support the communities that have welcomed us for more than a century.
SECURA operates in 13 states with a variety of business insurance solutions, and we are proud to support the communities that have welcomed us for more than a century.