Plumbing business insurance
Keep your business flowing smoothly with insurance designed for plumbers.
Plumbing contractor insurance designed to protect your business’s unique operations.
Understand how various types of plumbing contractor insurance can offer unique forms of protection against unexpected risks.
Your plumbing business insurance should be as unique as your daily operations. Learn how SECURA’s insurance for plumbers can protect your business, and then find an independent insurance agent to create a custom policy.
General Liability
Your employee is replacing outdated plumbing in an older home. During the process, their tools accidentally fall and break a pipe joint, causing water damage to the home’s interior. General Liability insurance could help pay for the repair costs of the damage and any legal defense fees if the homeowner decides to file a claim against your business for damages.
Errors and Omissions
A few weeks after installing a new water heater in a residential home, the water heater malfunctions and causes significant water damage to the customer’s basement. Despite your best efforts, the customer claims negligence on your part, alleging improper installation. Errors and Omissions coverage could help protect you by covering legal fees and potential repair costs incurred due to the alleged error in the installation process.
Workers’ Compensation
Your employee is working in a cramped crawl space to repair a leak. While maneuvering in the tight area, they severely strain their back. This injury requires medical treatment, physical therapy, and time away from work to recover. Workers’ Compensation coverage could help provide financial assistance for medical treatments and a portion of the lost wages during the recovery period.
Commercial Auto
Your employee is driving a company work vehicle to a job site and is involved in a traffic accident, resulting in significant damage to the vehicle and bodily injury to the other driver. Commercial Auto insurance can help cover the repair costs for the vehicle and any liability claims for damages to the other vehicle involved in the accident. It can also help pay for medical bills the other driver may incur as part of their recovery.
Inland Marine
While working on a large commercial project, your employees leave their tools and various plumbing fittings at the secured job site overnight. Unfortunately, there is a break-in at the site, and their equipment and tools are stolen. Inland Marine insurance could help provide financial compensation for the stolen items, allowing your employees to replace the stolen items quickly and continue their work with minimal delay, ensuring the project’s progress isn’t significantly postponed.
Additional resources
Iowa business insurance
Nicole Jagdfeld
Nicole began her insurance career in 2023 when she joined SECURA as a Commercial Lines associate underwriter. During her career with SECURA, she has earned her AU designation and is currently in the role of Commercial Lines underwriter.
Outside of work, Nicole enjoys her time with family, friends, and animals. Most of her time is spent keeping up with her kids and the various sports they play. Nicole’s family also enjoys taking walks, riding bikes, having bonfires, playing games, traveling, and time out on the water.
Nicole likes hearing about different conspiracy theories and enjoys watching the show Ancient Aliens. She is also a Harry Potter fan.
Sue Jansen
Sue has a wealth of experience in the insurance industry. While much of Sue’s career has been in Farm Lines and Personal Lines underwriting, she also has served as an automation market manager and associate business analyst in her 30-plus years with SECURA.
“I’ve really enjoyed watching the company grow and evolve in the time I’ve been here,” Sue said. “Just as SECURA has grown as a company, I look back and realize how much I’ve grown with it.”
Sue has accomplished a lot in her career, as evidenced by her long list of insurance designations, but one of the things she’s most proud of is earning her degree while working full time. She set out to earn her degree before her children finished college, and she achieved that goal when she graduated from Bethel College in 2011.
In her free time, Sue enjoys reading, cooking, and entertaining guests.
Policyholder benefits that work
Risk management services
Exceptional claims experience
Independent local agents
Why SECURA?
SECURA operates in 13 states with a variety of business insurance solutions, and we are proud to support the communities that have welcomed us for more than a century.