Plumbing business insurance
Keep your business flowing smoothly with insurance designed for plumbers.
Plumbing contractor insurance designed to protect your business’s unique operations.
Understand how various types of plumbing contractor insurance can offer unique forms of protection against unexpected risks.
Your plumbing business insurance should be as unique as your daily operations. Learn how SECURA’s insurance for plumbers can protect your business, and then find an independent insurance agent to create a custom policy.
General Liability
Your employee is replacing outdated plumbing in an older home. During the process, their tools accidentally fall and break a pipe joint, causing water damage to the home’s interior. General Liability insurance could help pay for the repair costs of the damage and any legal defense fees if the homeowner decides to file a claim against your business for damages.
Errors and Omissions
A few weeks after installing a new water heater in a residential home, the water heater malfunctions and causes significant water damage to the customer’s basement. Despite your best efforts, the customer claims negligence on your part, alleging improper installation. Errors and Omissions coverage could help protect you by covering legal fees and potential repair costs incurred due to the alleged error in the installation process.
Workers’ Compensation
Your employee is working in a cramped crawl space to repair a leak. While maneuvering in the tight area, they severely strain their back. This injury requires medical treatment, physical therapy, and time away from work to recover. Workers’ Compensation coverage could help provide financial assistance for medical treatments and a portion of the lost wages during the recovery period.
Commercial Auto
Your employee is driving a company work vehicle to a job site and is involved in a traffic accident, resulting in significant damage to the vehicle and bodily injury to the other driver. Commercial Auto insurance can help cover the repair costs for the vehicle and any liability claims for damages to the other vehicle involved in the accident. It can also help pay for medical bills the other driver may incur as part of their recovery.
Inland Marine
While working on a large commercial project, your employees leave their tools and various plumbing fittings at the secured job site overnight. Unfortunately, there is a break-in at the site, and their equipment and tools are stolen. Inland Marine insurance could help provide financial compensation for the stolen items, allowing your employees to replace the stolen items quickly and continue their work with minimal delay, ensuring the project’s progress isn’t significantly postponed.
Additional resources
Cara Hughes
Cara started her insurance career as an associate account manager at R&R Insurance Services in 2015. Since then, she’s held several different underwriting positions with West Bend Mutual. Cara joined SECURA in 2022 as a Specialty Lines underwriter.
Cara is most proud of the service that she provides to her agents and the relationships that she gets to build with them.
Outside of work, Cara’s hobbies include water skiing, reading, spending time at the lake, and spending time with friends and family. An interesting fact about Cara is that she has been on a water ski show team since she was six years old.
Lynn Huizar
Lynn comes to SECURA with over 20 years of experience in the insurance industry. Prior to joining SECURA, Lynn was a Commercial Lines underwriter at Hastings Mutual. In that role, she was responsible for managing a territory averaging $6M in premium. She would also negotiate pricing, terms, and conditions on new and renewal business policies. Prior to joining Hastings Mutual, she also spent time at Frankenmuth Insurance in various claims and underwriting roles.
When not in the office, you can find Lynn attending her kids’ sporting events, spending time with family and friends, and exploring new destinations.
Tripp Humston
Tripp joined SECURA in 2014 as a market manager before becoming regional sales director for Indiana, Kentucky, and Michigan in 2018. Tripp was promoted to regional vice president – sales in January 2021.
Prior to joining SECURA, he worked for Liberty Mutual as a territory manager for 10 years.
Policyholder benefits that work
Risk management services
Exceptional claims experience
Independent local agents
Why SECURA?
SECURA operates in 13 states with a variety of business insurance solutions, and we are proud to support the communities that have welcomed us for more than a century.