Plumbing business insurance
Keep your business flowing smoothly with insurance designed for plumbers.
Plumbing contractor insurance designed to protect your business’s unique operations.
Understand how various types of plumbing contractor insurance can offer unique forms of protection against unexpected risks.
Your plumbing business insurance should be as unique as your daily operations. Learn how SECURA’s insurance for plumbers can protect your business, and then find an independent insurance agent to create a custom policy.
General Liability
Your employee is replacing outdated plumbing in an older home. During the process, their tools accidentally fall and break a pipe joint, causing water damage to the home’s interior. General Liability insurance could help pay for the repair costs of the damage and any legal defense fees if the homeowner decides to file a claim against your business for damages.
Errors and Omissions
A few weeks after installing a new water heater in a residential home, the water heater malfunctions and causes significant water damage to the customer’s basement. Despite your best efforts, the customer claims negligence on your part, alleging improper installation. Errors and Omissions coverage could help protect you by covering legal fees and potential repair costs incurred due to the alleged error in the installation process.
Workers’ Compensation
Your employee is working in a cramped crawl space to repair a leak. While maneuvering in the tight area, they severely strain their back. This injury requires medical treatment, physical therapy, and time away from work to recover. Workers’ Compensation coverage could help provide financial assistance for medical treatments and a portion of the lost wages during the recovery period.
Commercial Auto
Your employee is driving a company work vehicle to a job site and is involved in a traffic accident, resulting in significant damage to the vehicle and bodily injury to the other driver. Commercial Auto insurance can help cover the repair costs for the vehicle and any liability claims for damages to the other vehicle involved in the accident. It can also help pay for medical bills the other driver may incur as part of their recovery.
Inland Marine
While working on a large commercial project, your employees leave their tools and various plumbing fittings at the secured job site overnight. Unfortunately, there is a break-in at the site, and their equipment and tools are stolen. Inland Marine insurance could help provide financial compensation for the stolen items, allowing your employees to replace the stolen items quickly and continue their work with minimal delay, ensuring the project’s progress isn’t significantly postponed.
Additional resources
Nate Droogsma
He is a Certified Safety Professional and has earned his Associate in Risk Management certification.
Sports and the outdoors are what Nate enjoys while not serving customers. He has coached in the Elk River Youth Hockey Association for the past 15 years. He also enjoys spending time with his family at the cabin. Nate resides in Elk River, Minnesota with his wife and three daughters.
Rich Durkee
After completing his education, Rich transitioned to managing safety and health compliance for a Fortune 500 company with operations in the United States and Mexico. His responsibilities encompassed a diverse range of facilities, including machining, fabrication, punch press, foundries, and assembly operations. He has been instrumental in consulting with clients to enhance their safety and risk management programs, fostering a culture of safety across all locations.
Rich holds several certifications, including Workers’ Compensation, Behavioral Aspects of Safety, Machine Guarding, and Ergonomics. His expertise also extends to safety leadership and supervisor training, making him a well-rounded professional in the field. He graduated from the University of Wisconsin–Whitewater, recognized as one of the top risk management schools in the nation, earning a Bachelor of Science degree in occupational safety and health.
Outside of his professional life, Rich enjoys spending quality time with family and friends. He is passionate about cooking and loves outdoor activities such as hiking, kayaking, and golfing. Rich resides in Baraboo, Wisconsin, where he continues to promote safety and well-being in both his personal and professional endeavors.
Bryce Dux
Before joining SECURA in 2017, Bryce worked at Acuity Insurance as a Commercial Lines underwriter. Throughout his time at SECURA, Bryce’s proven leadership characteristics have provided him with the opportunity to be a property facultative reinsurance and railroad protective liability policy placer, as well as a mentor for newer associates. Bryce is also a trucking specialist referral underwriter.
When he’s not underwriting, he loves biking, meeting new people, and experiencing different cultures. He is also passionate about continuous learning and recently received his MBA from Carroll University.
His passion for culture greatly influenced his decision to study abroad in Granada, Spain. This was a life-changing experience for him and he advocates for studying abroad.
Policyholder benefits that work
Risk management services
Exceptional claims experience
Independent local agents
Why SECURA?
SECURA operates in 13 states with a variety of business insurance solutions, and we are proud to support the communities that have welcomed us for more than a century.