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Plumbing business insurance

Keep your business flowing smoothly with insurance designed for plumbers.

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Plumbing contractor insurance designed to protect your business’s unique operations.

From causing potential water damage to a customer’s property to the hazards of working in tight, confined spaces, the plumbing industry is full of unique challenges. Together, with our independent agent partners, we offer the plumbing business insurance you need to help protect your business, operations, and employees.

Understand how various types of plumbing contractor insurance can offer unique forms of protection against unexpected risks.

Your plumbing business insurance should be as unique as your daily operations. Learn how SECURA’s insurance for plumbers can protect your business, and then find an independent insurance agent to create a custom policy.

General Liability

Your employee is replacing outdated plumbing in an older home. During the process, their tools accidentally fall and break a pipe joint, causing water damage to the home’s interior. General Liability insurance could help pay for the repair costs of the damage and any legal defense fees if the homeowner decides to file a claim against your business for damages.

More about General Liability

Errors and Omissions

A few weeks after installing a new water heater in a residential home, the water heater malfunctions and causes significant water damage to the customer’s basement. Despite your best efforts, the customer claims negligence on your part, alleging improper installation. Errors and Omissions coverage could help protect you by covering legal fees and potential repair costs incurred due to the alleged error in the installation process.

More about Errors & Omissions

Workers’ Compensation

Your employee is working in a cramped crawl space to repair a leak. While maneuvering in the tight area, they severely strain their back. This injury requires medical treatment, physical therapy, and time away from work to recover. Workers’ Compensation coverage could help provide financial assistance for medical treatments and a portion of the lost wages during the recovery period.

More about Workers’ Compensation

Commercial Auto

Your employee is driving a company work vehicle to a job site and is involved in a traffic accident, resulting in significant damage to the vehicle and bodily injury to the other driver. Commercial Auto insurance can help cover the repair costs for the vehicle and any liability claims for damages to the other vehicle involved in the accident. It can also help pay for medical bills the other driver may incur as part of their recovery.

More on Commercial Auto

Inland Marine

While working on a large commercial project, your employees leave their tools and various plumbing fittings at the secured job site overnight. Unfortunately, there is a break-in at the site, and their equipment and tools are stolen. Inland Marine insurance could help provide financial compensation for the stolen items, allowing your employees to replace the stolen items quickly and continue their work with minimal delay, ensuring the project’s progress isn’t significantly postponed.

More on Inland Marine

Additional resources

Megan VanderWielen

Territory: Michigan | Experience: Since 2014 | Designations: AINS, AU | Education: Bachelor of Science in personal finance, University of Wisconsin–Madison

Megan joined SECURA as a financial planning assistant in 2014. She also spent time on our Specialty Lines underwriting team as a customer service specialist. In 2016, she joined the Commercial Lines team as an underwriter. She is committed to not only building relationships, but also friendships with her agency partners, and helping them both retain and grow a profitable book of business together.

When Megan’s not behind her desk, she loves camping, hiking with her dogs, grilling out, enjoying time with friends, and traveling. Her two favorite trips were to Hawaii in 2017 and Colorado in 2019. During her time in Colorado, she visited the Colorado Wolf and Wildlife Center where she spent time with two red foxes and five wolves!

Bri Vosters

Territory: Wisconsin| Experience: Since 2016 | Designations: AINS, working toward AU | Education: Bachelor of Business Administration, University of Wisconsin Oshkosh

Bri began her career at SECURA in 2016 as a marketing and communications intern. She later held the roles of digital marketing specialist and senior digital marketing specialist before becoming a Specialty Lines underwriter in 2021

Bri is proud of herself for taking a leap of faith leaving the marketing side of the industry and becoming an underwriter. She is a Prosci Certified Change Practitioner and is Green Belt Certified.

When Bri is not working, she enjoys running, reading, visiting breweries, traveling, spending time up north on the lake, and being with family and friends.

Trace Wagner

Territory: Michigan | Experience: Since 2022 | Education: Bachelor of Business Administration, University of Wisconsin–Oshkosh

Trace joined SECURA in 2022 as an associate underwriter. He loves learning about insurance and growing strong relationships with agents and associates.

Trace grew up on the water and enjoys spending time with family boating and swimming in the beautiful Wisconsin lakes. When he’s not relaxing at the lake, you can find him at the YMCA lifting weights or playing basketball.

Policyholder benefits that work

Risk management services

Our policyholders have unlimited access to a wealth of safety talks, safety programs, on-demand videos, and other loss prevention resources. Our risk management team provides on-site consultations to help identify safety improvements and provide customized loss prevention guidance.

Exceptional claims experience

Our dedicated claims team is empathetic and strives to listen and answer any questions to ensure a full understanding of our process. When you notify us of a loss, we’ll call you within 24 hours, follow up regularly, and work with you until your claim is resolved.

Independent local agents

SECURA works with licensed independent agents in your community who help you find the right insurance solutions for your company. As your company grows, our independent agent partners can help you understand how your company’s insurance needs may change.

Why SECURA?

Since 1900, we’ve been known for our genuine people and exceptional service. By working with an experienced insurance provider who understands the risks and needs of your businesses, you can ensure you have the right coverage to protect your investment and keep your business running smoothly. In partnership with our independent agents, we can provide a custom insurance policy perfect for your unique needs.

SECURA operates in 13 states with a variety of business insurance solutions, and we are proud to support the communities that have welcomed us for more than a century.