Plumbing business insurance
Keep your business flowing smoothly with insurance designed for plumbers.
Plumbing contractor insurance designed to protect your business’s unique operations.
Understand how various types of plumbing contractor insurance can offer unique forms of protection against unexpected risks.
Your plumbing business insurance should be as unique as your daily operations. Learn how SECURA’s insurance for plumbers can protect your business, and then find an independent insurance agent to create a custom policy.
General Liability
Your employee is replacing outdated plumbing in an older home. During the process, their tools accidentally fall and break a pipe joint, causing water damage to the home’s interior. General Liability insurance could help pay for the repair costs of the damage and any legal defense fees if the homeowner decides to file a claim against your business for damages.
Errors and Omissions
A few weeks after installing a new water heater in a residential home, the water heater malfunctions and causes significant water damage to the customer’s basement. Despite your best efforts, the customer claims negligence on your part, alleging improper installation. Errors and Omissions coverage could help protect you by covering legal fees and potential repair costs incurred due to the alleged error in the installation process.
Workers’ Compensation
Your employee is working in a cramped crawl space to repair a leak. While maneuvering in the tight area, they severely strain their back. This injury requires medical treatment, physical therapy, and time away from work to recover. Workers’ Compensation coverage could help provide financial assistance for medical treatments and a portion of the lost wages during the recovery period.
Commercial Auto
Your employee is driving a company work vehicle to a job site and is involved in a traffic accident, resulting in significant damage to the vehicle and bodily injury to the other driver. Commercial Auto insurance can help cover the repair costs for the vehicle and any liability claims for damages to the other vehicle involved in the accident. It can also help pay for medical bills the other driver may incur as part of their recovery.
Inland Marine
While working on a large commercial project, your employees leave their tools and various plumbing fittings at the secured job site overnight. Unfortunately, there is a break-in at the site, and their equipment and tools are stolen. Inland Marine insurance could help provide financial compensation for the stolen items, allowing your employees to replace the stolen items quickly and continue their work with minimal delay, ensuring the project’s progress isn’t significantly postponed.
Additional resources
Kait Behm
Kait joined SECURA’s Associate Underwriter Program in June 2023 after gaining valuable experience as a Medicare compliance intern.
Outside of work, she stays busy planning her wedding, but when she finds free time, she enjoys going on walks or runs and spending time with her family. As a new aunt, she especially loves spending time with her niece.
A true outdoor enthusiast, Kait’s love for nature dates to her college days, where she spent one summer leading middle and high school students on backpacking and canoe trips. Kait has many more outdoor trips planned for the future.
Stefanie Benjamin
Stefanie graduated from St. Norbert College in 2005. She is a certified music educator K-12, and has more than 16 years of teaching experience. She started at SECURA in 2021 working at the front desk, and officially joined the Agency Education team in May 2023. She enjoys working hard to build her insurance knowledge, and is currently working on obtaining her CPCU and service excellence designations.
Outside of work, Stefanie is a busy mom of two teenagers, Calla and Marcus, who are both in cross country, basketball, and track, along with playing in the school band and other clubs.
She is a co-founder of a nonprofit, Snowdrop Foundation, which raises money and awareness for pediatric cancer. They fund research at Children’s Wisconsin, as well as scholarships for pediatric cancer survivors and patients.
Stefanie enjoys staying active. She has been a part of the Webfooter Water Ski Show team since 1997 and still skis today. She is also on the board of directors of the team and helps direct and write the show each year. Her entire family skis as well. If you’re available this summer, there are free shows every Wednesday and Sunday in Fremont, Wis.!
Other activities she enjoys include relaxing on her pontoon boat in the summer, snowmobiling in the winter, running, traveling (especially via cruises), and reading and learning, which is why she loves her role on the Agency Education team!
Kevin Benz
Kevin has been with SECURA many years, beginning as a field claims representative and supervisor before moving to sales. He is currently a regional sales manager. During his time as the Minnesota sales manager, he has helped grow the state from $18 million to $150 million. Kevin was recognized as MIIAB Company Representative of the Year in 2019.
“Working with agencies, producers, and staff to build lifelong relationships makes it the most rewarding job in the industry,” Kevin says.
In his free time, Kevin enjoys attending any sporting event Minnesota has to offer. He used to work Minnesota Vikings home games doing game day stats and for the teams and media.
Policyholder benefits that work
Risk management services
Exceptional claims experience
Independent local agents
Why SECURA?
SECURA operates in 13 states with a variety of business insurance solutions, and we are proud to support the communities that have welcomed us for more than a century.