Plumbing business insurance
Keep your business flowing smoothly with insurance designed for plumbers.
Plumbing contractor insurance designed to protect your business’s unique operations.
Understand how various types of plumbing contractor insurance can offer unique forms of protection against unexpected risks.
Your plumbing business insurance should be as unique as your daily operations. Learn how SECURA’s insurance for plumbers can protect your business, and then find an independent insurance agent to create a custom policy.
General Liability
Your employee is replacing outdated plumbing in an older home. During the process, their tools accidentally fall and break a pipe joint, causing water damage to the home’s interior. General Liability insurance could help pay for the repair costs of the damage and any legal defense fees if the homeowner decides to file a claim against your business for damages.
Errors and Omissions
A few weeks after installing a new water heater in a residential home, the water heater malfunctions and causes significant water damage to the customer’s basement. Despite your best efforts, the customer claims negligence on your part, alleging improper installation. Errors and Omissions coverage could help protect you by covering legal fees and potential repair costs incurred due to the alleged error in the installation process.
Workers’ Compensation
Your employee is working in a cramped crawl space to repair a leak. While maneuvering in the tight area, they severely strain their back. This injury requires medical treatment, physical therapy, and time away from work to recover. Workers’ Compensation coverage could help provide financial assistance for medical treatments and a portion of the lost wages during the recovery period.
Commercial Auto
Your employee is driving a company work vehicle to a job site and is involved in a traffic accident, resulting in significant damage to the vehicle and bodily injury to the other driver. Commercial Auto insurance can help cover the repair costs for the vehicle and any liability claims for damages to the other vehicle involved in the accident. It can also help pay for medical bills the other driver may incur as part of their recovery.
Inland Marine
While working on a large commercial project, your employees leave their tools and various plumbing fittings at the secured job site overnight. Unfortunately, there is a break-in at the site, and their equipment and tools are stolen. Inland Marine insurance could help provide financial compensation for the stolen items, allowing your employees to replace the stolen items quickly and continue their work with minimal delay, ensuring the project’s progress isn’t significantly postponed.
Additional resources
Jim Anderson
Jim began his career in the insurance industry in 2016. He joined SECURA in 2018 as a Commercial Lines underwriter. He enjoys working for a company that has the best culture and makes a positive impact in the community.
In his free time, Jim enjoys completing home renovations, coaching, running, and playing basketball.
Dustin Andrus
Dustin started working at SECURA in 2021 as a Commercial Lines underwriter. Prior to joining SECURA, he was a Commercial Lines underwriter at Integrity Insurance.
Dustin enjoys spending time with his wife, two young daughters, and dog at their family cabin. He also enjoys fishing or boating in Northern Wisconsin. A fun fact about Dustin is that his degree was in sports and recreation management and he always dreamed about opening his own baseball pitching academy.
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SECURA operates in 13 states with a variety of business insurance solutions, and we are proud to support the communities that have welcomed us for more than a century.