Plumbing business insurance
Keep your business flowing smoothly with insurance designed for plumbers.
Plumbing contractor insurance designed to protect your business’s unique operations.
Understand how various types of plumbing contractor insurance can offer unique forms of protection against unexpected risks.
Your plumbing business insurance should be as unique as your daily operations. Learn how SECURA’s insurance for plumbers can protect your business, and then find an independent insurance agent to create a custom policy.
General Liability
Your employee is replacing outdated plumbing in an older home. During the process, their tools accidentally fall and break a pipe joint, causing water damage to the home’s interior. General Liability insurance could help pay for the repair costs of the damage and any legal defense fees if the homeowner decides to file a claim against your business for damages.
Errors and Omissions
A few weeks after installing a new water heater in a residential home, the water heater malfunctions and causes significant water damage to the customer’s basement. Despite your best efforts, the customer claims negligence on your part, alleging improper installation. Errors and Omissions coverage could help protect you by covering legal fees and potential repair costs incurred due to the alleged error in the installation process.
Workers’ Compensation
Your employee is working in a cramped crawl space to repair a leak. While maneuvering in the tight area, they severely strain their back. This injury requires medical treatment, physical therapy, and time away from work to recover. Workers’ Compensation coverage could help provide financial assistance for medical treatments and a portion of the lost wages during the recovery period.
Commercial Auto
Your employee is driving a company work vehicle to a job site and is involved in a traffic accident, resulting in significant damage to the vehicle and bodily injury to the other driver. Commercial Auto insurance can help cover the repair costs for the vehicle and any liability claims for damages to the other vehicle involved in the accident. It can also help pay for medical bills the other driver may incur as part of their recovery.
Inland Marine
While working on a large commercial project, your employees leave their tools and various plumbing fittings at the secured job site overnight. Unfortunately, there is a break-in at the site, and their equipment and tools are stolen. Inland Marine insurance could help provide financial compensation for the stolen items, allowing your employees to replace the stolen items quickly and continue their work with minimal delay, ensuring the project’s progress isn’t significantly postponed.
Additional resources
Pool cleaner insurance
Rick Potes
Rick started at SECURA in 2019 as a Commercial Lines underwriter before joining the Specialty Lines team in 2024. Prior to working with us, he was a commercial field underwriter at Michigan Farm Bureau.
Outside of work, he enjoys playing softball, fishing, hunting, working out, and playing with his two children. He is also studying for his pilots license.
Kendra Prenzler
Kendra joined SECURA in January 2021 as an Agribusiness Lines underwriter before transitioning to a sales manager role in January 2022. She has more than 10 years of experience in the insurance industry. Prior to joining SECURA, Kendra worked at Frankenmuth Insurance as a Commercial Lines underwriter. During her time at Frankenmuth Insurance, Kendra also held the roles of Personal Lines underwriter and accounting associate.
Kendra earned her Bachelor of Business Administration from Grand Valley State University and her Master of Business Administration from Central Michigan University.
She sits on the board of the Frankenmuth Women’s Club and is passionate about the fundraising done by the organization.
In her free time, Kendra spends weekends up north with her husband and two children at her cabin on Long Lake. She currently spends all of her free time training their new Brittany puppy for pheasant hunting. However, she also enjoys baking and cooking with her children, horseback riding, and cigar tasting.
Policyholder benefits that work
Risk management services
Exceptional claims experience
Independent local agents
Why SECURA?
SECURA operates in 13 states with a variety of business insurance solutions, and we are proud to support the communities that have welcomed us for more than a century.