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Plumbing business insurance

Keep your business flowing smoothly with insurance designed for plumbers.

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Plumbing contractor insurance designed to protect your business’s unique operations.

From causing potential water damage to a customer’s property to the hazards of working in tight, confined spaces, the plumbing industry is full of unique challenges. Together, with our independent agent partners, we offer the plumbing business insurance you need to help protect your business, operations, and employees.

Understand how various types of plumbing contractor insurance can offer unique forms of protection against unexpected risks.

Your plumbing business insurance should be as unique as your daily operations. Learn how SECURA’s insurance for plumbers can protect your business, and then find an independent insurance agent to create a custom policy.

General Liability

Your employee is replacing outdated plumbing in an older home. During the process, their tools accidentally fall and break a pipe joint, causing water damage to the home’s interior. General Liability insurance could help pay for the repair costs of the damage and any legal defense fees if the homeowner decides to file a claim against your business for damages.

More about General Liability

Errors and Omissions

A few weeks after installing a new water heater in a residential home, the water heater malfunctions and causes significant water damage to the customer’s basement. Despite your best efforts, the customer claims negligence on your part, alleging improper installation. Errors and Omissions coverage could help protect you by covering legal fees and potential repair costs incurred due to the alleged error in the installation process.

More about Errors & Omissions

Workers’ Compensation

Your employee is working in a cramped crawl space to repair a leak. While maneuvering in the tight area, they severely strain their back. This injury requires medical treatment, physical therapy, and time away from work to recover. Workers’ Compensation coverage could help provide financial assistance for medical treatments and a portion of the lost wages during the recovery period.

More about Workers’ Compensation

Commercial Auto

Your employee is driving a company work vehicle to a job site and is involved in a traffic accident, resulting in significant damage to the vehicle and bodily injury to the other driver. Commercial Auto insurance can help cover the repair costs for the vehicle and any liability claims for damages to the other vehicle involved in the accident. It can also help pay for medical bills the other driver may incur as part of their recovery.

More on Commercial Auto

Inland Marine

While working on a large commercial project, your employees leave their tools and various plumbing fittings at the secured job site overnight. Unfortunately, there is a break-in at the site, and their equipment and tools are stolen. Inland Marine insurance could help provide financial compensation for the stolen items, allowing your employees to replace the stolen items quickly and continue their work with minimal delay, ensuring the project’s progress isn’t significantly postponed.

More on Inland Marine

Additional resources

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Cari Lamb

Cari earned a bachelor’s degree from Coe College, and started her insurance career in 2002. Before joining SECURA, Cari worked as a loss control consultant at West Bend Insurance Company for 12 years. She was born and raised in Iowa, and loves traveling the state to meet our policyholders and learn about all the different businesses we insure. She likes providing services related to OSHA compliance and safety to policyholders. In her free time, she enjoys traveling with her family, listening to podcasts, and cooking.

Tina Lambertson

Territory: Michigan | Designations: AU, AINS | Experience: Since 1987

Tina has many years of experience in the insurance industry. She started her insurance career as a commercial rater for Hanover Insurance in 1987. Tina worked at SECURA from 1997 to 2013 as a customer service specialist. She rejoined SECURA in 2023 as a Commercial Lines underwriter.

Tina has enjoyed being able to grow and advance her career over the years. She has built great working relationships with her industry peers.

In her free time, Tina enjoys spending time with family and friends outdoors, either camping, trail riding, fishing, or boating.

Laurie Lamers

Territory: Arizona | Designations: CPCU, CIC, CRM, AU, ARM, Are, AIC, API, AIS, AINS, CISR, CPIW | Experience: Since 1978

Laurie has many years of experience in the insurance industry. She has held different positions at SECURA over the years, beginning with a commercial typist. Most recently, she is a Commercial Lines senior underwriter. Laurie holds the CPCU, CIC, CRM, AU, ARM, Are, AIC, API, AIS, AINS, CISR, and CPIW designations.

Laurie enjoys traveling, reading, watching plays and movies, baking, listening to 70s and country music, and making jigsaw puzzles. In addition, she likes going to concerts. She even got a picture with Eddie Money after a concert in Milwaukee.


Policyholder benefits that work

Risk management services

Our policyholders have unlimited access to a wealth of safety talks, safety programs, on-demand videos, and other loss prevention resources. Our risk management team provides on-site consultations to help identify safety improvements and provide customized loss prevention guidance.

Exceptional claims experience

Our dedicated claims team is empathetic and strives to listen and answer any questions to ensure a full understanding of our process. When you notify us of a loss, we’ll call you within 24 hours, follow up regularly, and work with you until your claim is resolved.

Independent local agents

SECURA works with licensed independent agents in your community who help you find the right insurance solutions for your company. As your company grows, our independent agent partners can help you understand how your company’s insurance needs may change.

Why SECURA?

Since 1900, we’ve been known for our genuine people and exceptional service. By working with an experienced insurance provider who understands the risks and needs of your businesses, you can ensure you have the right coverage to protect your investment and keep your business running smoothly. In partnership with our independent agents, we can provide a custom insurance policy perfect for your unique needs.

SECURA operates in 13 states with a variety of business insurance solutions, and we are proud to support the communities that have welcomed us for more than a century.