Metal manufacturing insurance

Ironing out the risks of metal fabrication, one coverage at a time.

A metal worker working with protective eye glasses on.

We understand the unique risks of metal manufacturing.

As the owner of a metal manufacturing company, you face unique risks that require specialized insurance coverage to protect you against potential losses. Whether you specialize in metal fabrication, machining, or other metalworking processes, it is important to have the right manufacturing business insurance to ensure your business is protected in case of unexpected events, such as property damage, liability claims, accidents, or lawsuits.

By working with an experienced insurance provider who understands the risks and needs of metal manufacturing businesses, you can ensure that you have the right insurance coverage in place to protect your investment and keep your business running smoothly.

SECURA works with many metal manufacturing companies, providing customized insurance solutions for businesses of all sizes.

Don’t see your business listed? Have a conversation with your local agent to learn more about how SECURA Insurance is right for your business.

  • Bolt, nut, rivet, or washer manufacturing
  • Can manufacturing
  • Cutlery (not powered) and flatware manufacturing
  • Door or window manufacturing
  • Metal goods manufacturing
  • Metal works – decorative or artistic shops
  • Metal works shop – structural, not load bearing
  • Plumbing supplies manufacturing
  • Sheet metal work (shop only)
  • Tool manufacturing

Understand how various types of insurance offer unique forms of protection.

Learn how SECURA’s insurance for manufacturing companies can protect your company, then find your nearest independent insurance agent to craft a trade-specific insurance policy for you.

General Liability

Your metal manufacturing company produces industrial machinery parts. Despite your company’s high standards for quality control, a defective product is shipped to a customer and causes injury. The customer files a lawsuit against your company for damages related to the injury. General Liability insurance would help cover legal fees and damages awarded to the injured party up to the policy limits.

More about Commercial Liability insurance

Property Insurance

Manufacturing processes involving metal fabrication and cutting may generate sparks or heat that could lead to fires. Property insurance can help cover the cost of repairing or replacing damaged buildings, equipment, inventory, and other assets.

More about Commercial Propery insurance

Workers’ Compensation

While working in a metal manufacturing facility, an employee cuts themselves on a sharp piece of metal. They require medical attention and need a week off of work to recover. Workers’ Compensation insurance will pay for the medical care of your employee, as well as any lost wages for the employee while they are unable to work during their recovery.

Workers’ Compensation insurance also provides access to our Nurse Hotline service, which provides your employees with 24/7 access to a registered nurse if an injury occurs on the job. A registered nurse will determine the nature of the injury and, if appropriate, transition your employee to a telemedicine physician who specializes in work-related injuries and illnesses — eliminating their need to travel and spend hours in an urgent care or emergency room facility.

More about Workers’ Compensation

Product Recall Expense coverage

Your metal manufacturing company produces cooking pans. An employee discovers some pans have a defect that causes them to crack and break during use, resulting in a product recall of the defected pans that have been sold.

The cost of a product recall can be substantial, and can include expenses such as notifying customers, shipping and handling of returned products, disposal of products, and temporary staffing increases. If you do not have Product Recall Expense coverage, you could be responsible for covering these costs yourself, which can be financially devastating.

More about Product Recall insurance

Manufacturing Errors and Omissions (E&O)

Your metal manufacturing company produces a batch of steel rods that have a defect in their composition, making them prone to break easily. If these defective metal rods are sold to a construction company and used in a building project, they could fail during construction and cause property damage or injury.

Your General Liability insurance policy will cover such claims as property damage and injury, but this policy will not compensate you for expenses to correct the steel rods. Manufacturing Errors and Omissions coverage can help cover the costs to repair or replace defective products.

More about Errors and Omissions insurance

Manufacturers Work in Progress is an optional coverage within the E&O coverage that provides a sublimit to cover damage to the product or personal property of others that you are legally responsible for, if the damage is caused by a wrongful act, and the product or property is still in your possession.

Benefits that work

Risk management

Our policyholders have unlimited access to a wealth of safety talks, safety programs, on-demand videos, and other loss prevention resources. Our risk management team provides on-site consultations to help identify safety improvements and provide customized loss prevention guidance.

Exceptional claims experience

Our dedicated claims team is empathetic and strives to listen and answer any questions to ensure a full understanding of our process. When you notify us of a loss, we’ll call you within eight business hours, follow up regularly, and work with you until your claim is resolved.

Independent local agents

SECURA works with licensed independent agents in your community who help you find the right insurance solutions for your company. As your company grows, our independent agent partners can help you understand how your company’s insurance needs may change.


Since 1900, we’ve been known for our genuine people and exceptional service. By working with an experienced insurance provider who understands the risks and needs of your businesses, you can ensure you have the right coverage to protect your investment and keep your business running smoothly. In partnership with our independent agents, we can provide a custom insurance policy perfect for your unique needs.

SECURA operates in 13 states with a variety of business insurance solutions, and we are proud to support the communities that have welcomed us for more than a century.

Coverages may not be available in all states. Coverages described are subject to all the terms and conditions of the policy, including deductibles, exclusions, and limits of liability. Not all agents are authorized to write all types of insurance. Policies may be underwritten by SECURA Insurance Company or SECURA Supreme Insurance Company, affiliated companies referred to collectively as SECURA Insurance Companies. Please read the policy carefully. Any claim example is for educational and informational purposes only. The information in this document will not be used to determine the coverage of an actual claim presented. All claims are adjusted based on the relevant facts, conditions and coverages at the time of loss. For specific terms and conditions, please refer to your coverage form. Coverage is also subject to applicable deductibles and limits of coverage.

The information provided by SECURA on its Website (the Site) is for general informational purposes only. All information on the Site is provided in good faith, however SECURA makes no representations or warranties of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site. The information contained on the Website is to the best of our knowledge true and accurate at the time of publication, however it is generally to be used solely for informational purposes. The materials on this website are not guaranteed to be correct, complete or up to date. You should not act or rely only on information on this website.

The Site may contain (or you may be sent through the Site links to other websites or content belonging to or originating from third parties or links to websites and features in banners or other advertising. Such external links are not investigated, monitored, or checked for accuracy, adequacy, validity, reliability, availability or completeness by SECURA. SECURA DOES NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITIES FOR THE ACCURACY OR RELIABILITY OF ANY INFORMATION OFFERED BY THIRD-PARTY WEBSITES LINKED THROUGH THE SITE OR ANY WEBISTE OR FEATURE LINKED IN ANY BANNER OR OTHER ADVERTISING. SECURA WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES.


SECURA would like to remind you that the data contained in this website is not necessarily real-time or accurate.

SECURA and any provider of the data contained in this website will not accept liability for any loss of damage as a result of your reliance on the information contained within this website.