Machinery manufacturing insurance

Don’t let unexpected mishaps grind your machinery business to a halt — safeguard your business with machinery manufacturing insurance.


Machinery manufacturers face a wide range of unique exposures.

Machinery manufacturers need to protect themselves from potential financial losses and liabilities associated with equipment breakdowns, property damage, product defects, and workplace accidents which are inherent industry risks.

By working with an experienced insurance provider who understands the specific risks and needs of your business, you can help protect your investment and keep your business running smoothly.

SECURA works with many machinery manufacturing companies, providing customized insurance solutions for businesses of all sizes.

Don’t see your business listed? Have a conversation with your local agent to learn more about how SECURA Insurance is right for your business.

  • Air conditioning equipment manufacturers
  • Machine shops – component part manufacturers
  • Industrial pump and part manufacturers
  • Lawn and garden mower accessory manufacturers
  • Mailing, letter handling, and address machine manufacturers
  • Power-driven hand tools, drills, and drilling tools
  • Sewing machine manufacturers
  • Tool and die manufacturers
  • Woodworking bit manufacturers
  • Zipper-making machine manufacturers

Understand how various types of insurance offer unique forms of protection.

Learn how SECURA’s insurance for machinery manufacturers can protect your business, then find an independent insurance agent to create a custom policy unique to your needs.

Commercial Property

A faulty electrical system sparks a fire in your production area. All employees are safe, but there is extensive damage to your facility and equipment. Commercial Property insurance could help cover the cost of repairing or rebuilding your facility and equipment, so you can focus on your business.

More about Commercial Property

Cyber Security

You rely on an online ERP and automation systems to manage production processes, logistics, and product designs. One day, a hacker infiltrates your company’s systems and gains access to sensitive manufacturing data and proprietary designs. This breach not only leads to a temporary shutdown of production but also raises concerns about the potential theft of intellectual property.

In this scenario, Cyber insurance could help cover the costs associated with investigating the breach, recovering lost data, notifying affected parties, and potential legal expenses. This coverage helps mitigate the financial impact of production disruptions and safeguards valuable intellectual property.

More about Cyber Security

Equipment Breakdown

A precision CNC machine you rely on for production suddenly breaks down due to an electrical issue. Equipment Breakdown insurance can help cover the repair costs and minimize production downtime, so you can get back to business.

General Liability

During a production tour of your machinery manufacturing facility, a visitor slips, falls, and sustains an injury. General Liability insurance could help the machinery manufacturer with the medical expenses and potential legal costs if the injured client decides to file a lawsuit.

More about Liability insurance

Product Liability

Your manufacturing company produces sewing machines. Despite rigorous quality control processes, a defect in one of the machine parts goes unnoticed, and the flawed sewing machine is shipped to customers. Several months after customers begin using the sewing machines the defective part malfunctions, causing the entire sewing machine to fail. This failure leads to injuries among multiple customers, resulting in a joint lawsuit against your company alleging negligence in quality control and design.

In this case, you would need Product Liability insurance to cover the costs associated with the lawsuit. This may include legal expenses, settlements or judgments, medical expenses for the injured parties, and any potential damage to your reputation. Without product liability insurance, the financial burden of defending against the lawsuit and compensating the injured parties could seriously impact your operations and finances.

Workers’ Compensation

You have a team of skilled workers operating heavy machinery on the production floor. One day, an employee operating a CNC machine sustains a serious hand injury while on the job. Workers’ Compensation insurance could cover the injured employee’s medical expenses, rehabilitation costs, and a portion of their lost wages. Additionally, it helps with costs that you may be responsible for, such as potential lawsuits related to the workplace injury.

More about Workers’ Compensation

Benefits that work

Risk management services

Our policyholders have unlimited access to a wealth of safety talks, safety programs, on-demand videos, and other loss prevention resources. Our risk management team provides on-site consultations to help identify safety improvements and provide customized loss prevention guidance.

Exceptional claims experience

Our dedicated claims team is empathetic and strives to listen and answer any questions to ensure a full understanding of our process. When you notify us of a loss, we’ll call you within eight business hours, follow up regularly, and work with you until your claim is resolved.

Independent local agents

SECURA works with licensed independent agents in your community who help you find the right insurance solutions for your company. As your company grows, our independent agent partners can help you understand how your company’s insurance needs may change.


Since 1900, we’ve been known for our genuine people and exceptional service. By working with an experienced insurance provider who understands the risks and needs of your businesses, you can ensure you have the right coverage to protect your investment and keep your business running smoothly. In partnership with our independent agents, we can provide a custom insurance policy perfect for your unique needs.

SECURA operates in 13 states with a variety of business insurance solutions, and we are proud to support the communities that have welcomed us for more than a century.

Coverages may not be available in all states. Coverages described are subject to all the terms and conditions of the policy, including deductibles, exclusions, and limits of liability. Not all agents are authorized to write all types of insurance. Policies may be underwritten by SECURA Insurance Company or SECURA Supreme Insurance Company, affiliated companies referred to collectively as SECURA Insurance Companies. Please read the policy carefully. Any claim example is for educational and informational purposes only. The information in this document will not be used to determine the coverage of an actual claim presented. All claims are adjusted based on the relevant facts, conditions and coverages at the time of loss. For specific terms and conditions, please refer to your coverage form. Coverage is also subject to applicable deductibles and limits of coverage.

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