Accident Forgiveness

Rewarding loyalty and good driving records, even when accidents happen.


If you’re a MILE-STONE® home and auto policyholder and drivers in your household have been free from accidents and violations for three years, you may qualify for this benefit. Unlike many other carriers, our Accident Forgiveness is automatically included on all MILE-STONE Gold and Basic policies at no cost.

Accident Forgiveness means you won’t face a premium increase (also known as an accident surcharge) if you have your first at-fault accident.*

Visit our blog to help you find resources to help you through you first accident. 


To learn more about Accident Forgiveness, speak with your independent agent.

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*Some restrictions apply. Ask your agent for details.