Manufacturing Insurance


As the owner of a manufacturing business, your primary focus is on creating quality products that deliver on your promises to your customers. Naturally, it makes sense that you would want your insurance company to share a similar commitment to you.

At SECURA, we provide trade-specific insurance for manufacturers with a wide range of coverages and services. Our insurance experts will help you select the right manufacturing business insurance coverages for your business type, size, and risk.


Hear from Commercial Lines underwriter, Rylan B., about the benefits of choosing SECURA Insurance to protect your manufacturing business.

Did you know we cover these types of manufacturing businesses?

  • Machine shops
  • Metalworking
  • Wood products
  • Furniture
  • Plastics
  • Paper goods
  • Rubber goods
  • Machinery and machinery parts
  • Beverage and food products
  • Electrical and electrical equipment
  • Products manufactured to customer specifications

Manufacturing coverage options can include:

  • Equipment breakdown – This coverage will protect you if your equipment fails.

  • Discontinued products – This coverage offers protection if you go out of business, or sell of a current business, and still have liability exposure for products that were made or sold in the past, or for past operations.

  • Product Recall Expense Coverage – This covers expenses associated with product recall, such as mailing costs and storage expenses. We also offer the option to purchase Additional Covered Expense coverage, which expands the covered expenses to include any loss of profit due to the recall, advertising costs to regain customer approval, costs to repurchase, replace or repair a recalled product, and expenses for inspection of testing of products to determine whether you should be subject to a recall.

  • Manufacturing Errors & Omissions (E&O): This coverage provides limited protection for damage to your products or work, caused by a wrongful act and resulting from a defect in material or in a product manufactured, sold, or installed by the policyholder. This coverage also provides some limited design liability.

  • Monoline Workers’ Compensation – SECURA may be able to cover risks that otherwise do not fit SECURA’s appetite in other lines of business.

  • Manufacturer WRAPs: The WRAP includes extended trade-specific property coverages, including:
    • Brand and Label Removal
    • Dies, Patterns, Molds, and Forms
    • Patent Infringement Expense Reimbursement
    • Precious Metals
    • Broadened Business Income
    • And more!

Value-added services:

  • Risk Management: Our Risk Management team will partner with you to help create safer workplaces with fewer losses. This can include:
    • Strategic consulting - A Risk Management consultant will ask questions, listen to concerns, and craft solutions tailored specifically for your needs, including:

      • Property hazards (dust, spray finishing, storage of flammables, fire protection)
      • Product exposures (record keeping, customer sign-off, recall exposures)
      • Noise testing
      • Service plans

    • Risk Management Resources – We provide free downloadable safety programs and loss prevention articles.

  • 24/7 Work Comp Nurse Hotline: When your employees are injured, a call to our Nurse Hotline gives you immediate 24/7 medical advice from a registered nurse.

 

Find your local agent to learn more or get a quote.