Risk Management

5 steps to take when your vehicle breaks down

If your car breaks down on the road, it’s more than inconvenient, it’s hazardous. When this happens, consider it a safety issue first and a...

6 tips for pet safety on the water

A day on (or near) the water is fun for the whole family, your dogs included. But before you take your pup out for a paddle, keep these safety tips...

4 steps to prevent garage fires

Garage fires spread farther and cause more injuries than fires that start anywhere else in the home, according to FEMA.  Garages often are full of...

Licensed child care teacher interacting with students

Child care licensing requirements

Child care licensing requirements ensure the minimum standards are being met and monitored by the appropriate authorities. State licensing...

child care teacher interacting with students at table reading book

Child care background checks

Child care regulations require both a state and federal background check for caregivers before hire and again once every five years. A background...

Man adjusting the rear view mirror in his car

3 keys to parking lot safety

Despite our familiarity with parking lots, they hide numerous dangers. Whether backing out of a stall or walking to your vehicle at night, here are...