Add toy safety to your holiday shopping list
It's just as exciting for us to give gifts to children as it is for them to open them. But when shopping for kids this holiday season, keep in mind some of the tips the U.S. Consumer Product Safety Commission recommends.
Toys for all ages and skill levels should be made with quality materials and construction. Toys that break can pose choking and laceration hazards. For a list of unsafe, recalled toys, visit the Consumer Product Safety Commission.
Mind the packaging
If you don't want to remove the toy from its original packaging before you wrap it, make sure all ties and plastic are disposed of immediately after the child opens the gift, so they don't become deadly playthings.
If the label says it's not for children under three, there's a reason. Many people think children are mature enough for certain toys, but accidents can and do happen.
Avoid other hazards
Lead and other toxic substances. It's a shame, but toys are recalled regularly because of unsafe levels of heavy metals or chemicals. Do not purchase toys made of PVC plastic, or play makeup with xylene, toluene, or dibutyl phthalate.
Cords or drawstrings. Simply put, they're a strangulation hazard. Some toys include those that can be suspended, like mobiles, or pull-behind puppies.
Magnets. If more than one is swallowed, strong magnets can become attracted to each other in the intestines, causing infection, perforation, and obstruction — all of which can be life-threatening.
Noise. If it's too loud for your ears, it's probably too loud for a child's sensitive ears.
Umbrella coverage is aptly named — it gives you added coverage on top of your personal insurance (like homeowners, auto, watercraft, or motorcycle). But how does it relate to you and your current insurance policy? Here's a basic overview to help you understand the coverage.
You never know when you might get in an auto accident — or who the other driver will be. According to the Insurance Research Council, one in seven drivers doesn’t carry auto insurance. If your car is hit by one of those drivers, it could mean substantial costs to you.
That’s where uninsured motorists and underinsured motorists coverage come in. They often are built right into your auto policy, although the coverage requirements vary by state.
For sports fans, it's the definition of "the big game." For casual viewers, it's a chance to see which ads are setting the standard for comedy and creativity. But for those attending a Super Bowl party, it's a chance to tackle some indulgent treats.
Snacking is inherently part of any viewing party, but the variety of dishes and the longevity of the game can put your guests at risk of food-borne illness.
Did you know that falls are a leading cause of injury and death in the U.S.?
More than 9 million people are seen by medical providers each year for slip and fall accidents and related injuries, and one-fifth of falls cause serious bodily harm like a broken bone or head injury. Sadly, most are preventable and could have been avoided with proper preparation and training.
During winter weather conditions, the stakes are even higher with wet floors and icy surfaces. Businesses can help prevent slip and falls on two fronts—for associates and customers.
Many livestock owners need to spread manure, even during the winter months. But winter snowfall and spring thaws can create challenges for manure management. When manure isn't effectively absorbed into the soil, it can run off into surface water, ditches, and streams.