Permanence: Insuring your tattoo parlor to stand the test of time

October 12, 2017 | SECURA Insurance

Two words: professional liability

If you own or operate one of the 21,000 tattoo parlors in the U.S., you understand that you and your business play a role in changing perceptions of this fast growing market, and perception is reality for tattoo pros.

Approximately 45 million Americans have at least one tattoo, and they’re spending more than $1.65 billion on them each year. Forty-nine percent of people with tattoos say the reputation of the artist or studio are the most important factor in considering a tattoo. What you might not consider is that tattoo and body piercing parlors have many of the same insurance concerns as any other type of small business owner, plus additional liability risks.

Two words come to mind when considering a permanent, subjective, intangibly personal creation like a tattoo: professional liability. SECURA understands the threats tattoo and body piercing businesses are at particular risk for:

  • General Liability coverage including:
    • Premises and Products Liability
    • Property Damage Liability
    • Professional Liability (limits up to $1,000,000)

Those risks are in addition to your standard business concerns — building, equipment, materials, computer systems, studio, and other business property. Your independent agent may even recommend coverage for lost wages in the event of a covered claim.

Find an independent SECURA agent in your area for more recommendations and information on getting the proper coverage for your tattoo parlor.

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