Does your insurance protect your daycare?
Dirty diapers are the least of your worries
Commercial child care providers wear a lot of hats. Insurance expert shouldn’t have to be one of them.
If you own or operate a daycare or run a before and/or after school program or preschool, you know there’s a fine line between “kids being kids” and “I’ll see you in court.” Founded or unfounded, claims of negligence or abuse can have a serious impact on your business.
Having insurance is part of licensure requirements in most states, but that’s not all there is to it. There’s a big difference between bare minimum coverage to meet state standards and a policy that adequately protects your business and your livelihood.
Our independent agents can help you create a policy that meets your business needs. In fact, they helped us improve our coverage. We recently expanded our commercial child care options to include Workers’ Compensation, Commercial Auto, and Commercial Umbrella. SECURA also offers optional coverages for abuse and molestation, professional liability, and loss of income, just to name a few.
Let us focus on your insurance, so you can focus on the most important part of your business — the kids.