Food Manufacturing Insurance

From raw ingredients to finished goods, protect your appetite for success with insurance for food manufacturers.

Food manufacturers face constant risk of product recalls, liability claims, and financial losses due to equipment breakdowns, cybersecurity threats, and employee injuries, among others, making insurance for food manufacturers crucial to protect your business and help mitigate these potential risks.

By working with an experienced food production insurance provider who understands the risks and needs of food manufacturing businesses, you can help ensure that you have the right coverage in place to help protect your investment and keep your business running smoothly.

Find an Agent

SECURA works with many food manufacturing businesses, providing customized insurance solutions for businesses of all sizes.

Don’t see your industry listed? Have a conversation with your local agent to learn more about how SECURA Insurance is right for your business.

What types of insurance should food manufacturers consider?

Equipment breakdown

A critical piece of machinery, such as a commercial oven or a refrigeration system, unexpectedly malfunctions, causing production delays, spoilage of perishable goods, and potentially significant financial losses. Equipment breakdown coverage could assist in covering the costs of repairs, replacements, and resulting business interruptions up to allowable coverage, allowing you to resume operations quickly to minimize the impact on your bottom line.

Product recall expense coverage

Contamination is discovered in a product, requiring a widespread recall to protect consumer health. Product recall expense coverage helps assist in covering the expenses associated with communication costs, overtime pay and temporary staff increases, disposal of the recalled product, and transportation, shipping, packaging, and storage costs of the recalled product.

Additional covered expense coverage helps cover other costs you may incur as part of withdrawing a product from the market. Those include loss of profit incurred by direct customers, advertising costs to regain customer approval, essential costs of repairing, replacing, repurchasing, or refunding products for direct customers, and inspecting and testing recalled products.

Workers’ compensation

An employee at your food manufacturing plant sustains an injury while operating machinery on the production line, requiring medical treatment, rehabilitation, and time off work. Workers’ compensation coverage could help cover medical expenses, provide wage replacement during their recovery period, and help protect you from potential legal liability related to the workplace injury.

Cyber

Your food manufacturing business falls victim to a ransomware incident, resulting in a halt in production, compromised customer data, and significant financial losses. Cyber insurance could provide coverage for expenses related to incident response, data recovery, legal assistance, and potential liability claims, helping the manufacturer recover and mitigate the impact of the cyber incident.

Policyholder benefits that work

Risk management services

Our policyholders have unlimited access to a wealth of safety talks, safety programs, on-demand videos, and other loss prevention resources. Our risk management team provides on-site consultations to help identify safety improvements and provide customized loss prevention guidance.

Exceptional claims experience

Our dedicated claims team is empathetic and strives to listen and answer any questions to ensure a full understanding of our process. When you notify us of a loss, we’ll call you within eight business hours, follow up regularly, and work with you until your claim is resolved.

Independent local agents

SECURA works with licensed independent agents in your community who help you find the right insurance solutions for your company. As your company grows, our independent agent partners can help you understand how your company's insurance needs may change.

Why SECURA?

Since 1900, we've been known for our genuine people and exceptional service. By working with an experienced insurance provider who understands the risks and needs of food manufacturing businesses, you can ensure you have the right coverage to protect your investment and keep your business running smoothly. In partnership with our independent agents, we can provide a custom insurance policy perfect for your unique needs.

SECURA operates in 13 states with a variety of property-casualty products. No matter what your food manufacturing insurance needs are, you can rely on SECURA.

Find your local food manufacturing insurance agent