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Home and auto insurance

Home and auto insurance discounts

Save money on your insurance premium. Benefit from these discounts when you have a MILE-STONE Gold or Basic policy for your home and auto, or for your apartment or condo and auto.

Valued Policyholder Discount

We reward you for keeping your insurance coverage with us. The longer you stay, the more you save.

Financial Stability Discount

You receive this discount by maintaining good credit bureau scores.

Early Quoting Discount

Receive a discount when you have your policy quoted prior to the effective date.

Select Pay Discount

Save on your premium when you pay using the Full-Pay Plan or through SurePAY EFT, our electronic funds transfer option.

New Home Credit

If your home is less than 10 years old, you earn this credit.

Protective Device Credit

This credit is yours by keeping approved and properly maintained devices, such as smoke alarms and fire extinguishers, in your home.

Claim Free / Violation Free Discount

You qualify for this discount if you’ve been accident free for the past three years and have no moving violations.

Umbrella Coverage Discount

Reduce your home premium when an umbrella policy is added to your coverage.

Good Student Discount

Receive this discount if your policy covers a good student driver age 16-24. The eligible driver must attend school full time with a 3.0 grade point average (GPA) or better, or have graduated with a 3.0 GPA or better.

Hybrid Car Discount

Earn this credit simply by owning or leasing a hybrid vehicle.

Talk to your agent about details and other available premium discounts including Air Bag, Anti-Theft, Multi-Car, Package, and Accident Prevention.

Get a quote from a local independent insurance agent

Discounts may not be available in all states. Discounts described are subject to all the terms and conditions of the policy, including deductibles, exclusions, and limits of liability. Not all agents are authorized to sell all types of insurance. Please read the policy carefully.

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